Lilah Butler, Car Insurance Writer
Yes, Geico offers non-owner car insurance for people who do not have access to a car owned by someone in their household. Non-owner car insurance is a good investment for drivers who don't own a car themselves but frequently borrow or rent cars, or those who need to file an SR-22 or FR-44 with their state to prove they have car insurance. A non-owner policy from Geico typically costs around $421 per year.
Geico non-owner car insurance provides liability insurance to cover other people's expenses in the event that you are responsible for an accident. Policies can also include personal injury protection, MedPay and uninsured/underinsured motorist coverage, depending on your state's requirements.
When to Consider Geico Non-Owner Car Insurance
- You just got rid of your car but plan to get another one soon.
- You rent cars regularly.
- You frequently use car-sharing services such as Zipcar, Car2go, or GIG Car Share.
- You want to reinstate your license after a suspension or revocation.
- You need to file an SR-22/FR-44 form despite not owning a car.
- You want to maintain continuous coverage to prevent future premium increases.
Call 1 (800) 207-7847 to find out how much Geico non-owner insurance would cost you.
To learn more, check out a full review of Geico on WalletHub, as well as our guide to non-owner car insurance.
Sharmon Baker, Member
I'm trying to find the cheapest non owners insurance
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