Ocean Harbor does not disclose whether they accept partial payments for car insurance on their website. The company also does not offer insurance through their own agents, it instead uses independent agents from the insurance agencies listed on their website. Since insurance agencies can vary on their payment policies, it's best to contact the agency handling Ocean Harbor policies in your state.
Generally however, insurance companies will offer a variety of payment plans that can range from monthly and quarterly to yearly or even twice per year.
Purchasing a 12-month car insurance policy is better than purchasing a 6-month car insurance policy if you’re a good driver with a clean driving record and the option is available to you. Six-month car insurance might be best if you have a moving violation or a few points on your license that will expire soon. The main benefit of a 12-month policy is that it locks in your rate for a year. Plus, if you...
Month-to-month car insurance is not offered by any reputable insurance company. Month-to-month insurance typically refers to an auto policy that provides coverage for one month at a time, not a six or 12-month policy that is paid for in monthly installments. But because truly temporary car insurance doesn’t exist, standard policies with monthly premiums are actually a more realistic form of month-to-month insurance.
Why Insurers Do Not Offer Month-to-Month Car Insurance
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