How do I get a passive restraint discount for car insurance?

You can get a passive restraint discount for car insurance by having safety devices in your car, such as airbags or automatic seatbelts, that are automatically activated in a collision. Four of the 10 largest insurance companies offer a passive restraint discount, and qualifications are typically the same between insurers. Exact discount amounts may vary by company and state, however. For example, State Farm's passive restraint discount can help you save up to 40% on your medical payments coverage.... read full answer

Insurers That Offer a Passive Restraint Discount

• State Farm
• Geico
• Farmers
• American Family

To learn more, check out WalletHub’s guide to car insurance discounts.

You can get a good student discount for car insurance by being a high school or college student with at least a B grade point average. All of the 10 largest insurance companies offer a good student discount, and qualifications are typically the same between insurers. Exact discount amounts may vary by company and state, however. For example, State Farm's good student discount can help you save up to 25% on your premium.... read full answer

Insurers That Offer a Good Student Discount

• State Farm
• Geico
• Progressive
• Allstate
• USAA
• Liberty Mutual
• Farmers
• Nationwide
• American Family
• Travelers

To learn more, check out WalletHub’s guide to car insurance discounts.

You can get a discount on your car insurance from most insurers by driving safely, paying your entire premium in one lump sum, signing up for paperless billing, or bundling coverage. Auto insurance companies usually offer a range of discounts based on things like customer loyalty, careful driving, and vehicle safety. Some discounts are applied automatically, but it’s always worth asking your insurer if there are additional discounts you might be eligible for. ... read full answer

Top 10 Ways to Get a Discount on Car Insurance

1. Set up paperless billing.
2. Pay your entire premium up front.
3. Maintain continuous insurance coverage.
4. Avoid accidents and moving violations in order to earn a good-driver discount.
5. Get good grades, if you (or a listed driver) are a student.
6. Take a driver’s education or defensive driving course.
7. Bundle multiple insurance policies together with one company.
8. Participate in a usage-based insurance program.
9. Choose a vehicle with advanced safety features, an anti-theft device, or passive-restraint devices like motorized seatbelts.
10. Ask if you are eligible for any affiliation discounts based on your employer or another group you belong to.

Auto insurance discounts vary by state and company, so not every discount will be available to every driver. For more information, check out WalletHub’s complete guide to car insurance discounts.