Where can I get pay per mile insurance in Kentucky? This question is about Pay-Per-Mile Insurance

Where can I get pay per mile insurance in Kentucky?

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This question is about Pay-Per-Mile Insurance

Lilah Butler, Car Insurance Writer

@lilah_c • 05/31/23 This answer was first published on 05/31/23. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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You can get pay-per-mile insurance in Kentucky from Nationwide SmartMiles. Pay-per-mile insurance is a type of car insurance policy that charges drivers a daily or monthly base rate plus a few cents for each mile driven. Each policyholder's base rate is calculated according to normal car insurance rating factors, such as driving record, age, and ZIP code.

Pay-per-mile insurance can be an easy way for Kentucky drivers to save if they use their cars infrequently. For example, retirees, remote workers, and students who walk to class can benefit from pay-per-mile insurance. Individuals or families with an extra car that is rarely used should also consider pay-per-mile coverage.

For more information, check out WalletHub's complete guide to pay-per-mile insurance.

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Is Metromile full coverage?

Yes, Metromile offers full coverage insurance for customers who choose to buy it. Metromile sells all the components of full coverage, including liability, collision, and comprehensive coverage, plus any type of insurance that a state might require, such as uninsured motorist insurance or personal injury protection.

It’s important to note that Metromile policies are always pay-per-mile, which means that customers pay a monthly rate and a small per-mile fee rather than a consistent premium....

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How much car insurance do I need in Kentucky?

Drivers in Kentucky need $25,000 of bodily injury liability insurance per person (up to $50,000 per accident) and $25,000 of property damage liability insurance. Collision, comprehensive and gap insurance may also be required by a lender or lessor if your vehicle is financed.

In addition, an optional but recommended type of coverage in Kentucky is uninsured/underinsured motorist insurance. It replaces the liability coverage an at-fault driver should’ve had and pays for your costs up to your policy limits.

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How much is car insurance in Kentucky per month?

Car insurance in Kentucky costs $69 per month or $827 per year for minimum coverage, on average. The cheapest car insurance companies in Kentucky are Geico, USAA, and Cincinnati Insurance, and getting quotes from several companies can help you find the best deal.

The average cost of car insurance in Kentucky is 23% higher than the national average auto insurance premium. There are several factors that affect how much you'll pay for car insurance in Kentucky,...

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