Delaware driver’s license points work as part of a system that identifies and takes action against high-risk drivers by assigning a specific number of points for different types of traffic violations. In Delaware, drivers accumulate two points for minor violations like speeding 1-9 miles per hour over the limit. For major violations, like reckless driving, drivers will get six points.
Driver’s License Points Per Violation in Delaware
Number of Points Assigned
Speeding 1 to 9 mph over the limit
Disregarding stop sign or red light
Speeding 10 to 14 mph over the limit
Speeding 15 to 19 mph over the limit
Speeding 20 mph or more over the limit
Passing a stopped school bus
Operation of a vehicle causing death
Other Key Things to Know About Points in Delaware
If you are convicted of a moving violation in another state, points for that violation will be added to your driving record in Delaware.
Driver’s license points in Delaware expire after 24 months. However, until they expire, you may still see higher insurance premiums, especially for major violations like DUI’s and reckless driving. Knowing when your points expire will help you understand when you may see a drop in your premiums or when it may be a good time to shop for new insurance.
Points stay on your license indefinitely in Delaware. The number of points added to your license in a 12-24 month period is what really matters in Delaware, as accumulating more than 14 points in that timeframe will result in a suspended license.
Different point totals are assigned to drivers in Delaware for different moving violations. For example, speeding 1-9 miles per hour over the limit will result in two points. Besides license suspensions, accumulating points too quickly can lead to consequences like fines, being classified as … read full answerhigh-risk, or being required to file an SR-22.
Driver’s license points also matter because insurance companies check driving records to determine how much risk a driver presents. Customers with more violations on their record will be charged a higher premium since they are statistically more likely to file a claim.
You can get points off your license in Delaware by waiting for them to expire. You can also receive a three-point credit towards future violations and get a 10-15% discount on your insurance premium in Delaware by taking an approved defensive driving course.
Even though you cannot remove points from your license in Delaware, there are other ways you can try to lower your car insurance premiums. For instance, some insurance companies give discounts to policyholders who take an approved … read full answerdefensive driving course. You can also address other risk factors, such as by improving your auto insurance score.
You can check your driving record in Delaware by going to the Delaware Division of Motor Vehicles website and requesting a copy of your driving record. It costs $25 to purchase a copy of your Delaware driving record online, and you will need to provide your credit card and billing information.… read full answer
Driving records are important for insurance purposes because car insurance companies charge higher premiums for customers with a history of violations or accidents. For instance, a single speeding ticket increases premiums by an average of 15% in Delaware. Checking your driving record can help you verify that the information is correct.
It’s also a good idea to see when a violation occurred, because insurance companies generally look at the past three to five years of your driving record. Once insurance companies stop taking the violation into account, you should compare quotes again to be sure you’re still getting the best rate on the coverage you need.
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