Maine driver’s license points work as part of a system that identifies and takes action against high-risk drivers by assigning a specific number of points for different types of traffic violations. In Maine, drivers accumulate two points for minor violations like driving without headlights. For major violations, like driving with a suspended license, drivers will get eight points.
Driver’s License Points Per Violation in Maine
Number of Points Assigned
No headlights or taillights
Driving too slowly
Driving without headlights on
Traffic circle or railroad crossing violation
Failure to stop at red light
Operating without a license
Speeding less than 15 miles per hour over limit
Failure to yield to pedestrian or vehicle
Driving in the wrong direction
Speeding 15 to 30 miles per hour over limit
Minor in possession of drugs or alcohol
Leaving scene of accident involving property damage
Violation of license restrictions
Driving while suspended
Other Key Things to Know About Points in Maine
If you are convicted of a moving violation in another state, points for that violation will be added to your driving record in Maine.
Driver’s license points in Maine expire after 12 months. However, until they expire, you may still see higher insurance premiums, especially for major violations like DUI’s and reckless driving. Knowing when your points expire will help you understand when you may see a drop in your premiums or when it may be a good time to shop for new insurance.
Points stay on your license for 12 months in Maine. After they expire, license points will no longer affect your driving privileges, so it’s worth keeping track of how much longer your points will last.
License points are designed to penalize drivers for unsafe behavior, and different moving violations will result in a different number of points in each state. For example, in Maine, failing to stop for a red light will result in two points.… read full answer
Accumulating too many points too quickly can lead to serious consequences like fines and license suspensions. Drivers might also be classified as a high-risk to insure or be required to file an SR-22. In Maine, 12 points in 12 months will result in a license suspension.
Driving license points are also important because insurance companies check driving records to determine how much risk a driver presents. Customers with more violations on their record will be charged a higher premium since they are considered more likely to file a claim.
You can get points off your license in Maine by waiting for them to expire. In Maine, points stop counting towards a license suspension after one year, and you can also receive a credit of three points once every 12 months at most in Maine by taking an approved defensive driving course. … read full answer
Even though you cannot remove points from your license in Maine, there are other ways you can try to lower your car insurance premiums. For instance, some insurance companies give discounts to policyholders who take an approved defensive driving course. You can also address other risk factors, such as by improving your auto insurance score.
You can check your driving record in Maine by going to the Maine Bureau of Motor Vehicles website and requesting a copy of your driving record. It costs $5 for a 3 year record or $10 for a 10 year record, plus a $1 fee for a certified copy to purchase a copy of your Maine driving record online, and you will need to provide your driver's license number or name and date of birth.… read full answer
Some states like Florida, Georgia, Indiana, Iowa, and Ohio allow residents to check their driving record for free.
How to Check Your Driving Record in Maine
Go to the Maine Bureau of Motor Vehicles website.
Provide your personal information.
Pay any applicable fees.
Driving records are important for insurance purposes because car insurance companies charge higher premiums for customers with a history of violations or accidents. For instance, a single speeding ticket increases premiums by an average of 26% in Maine. Checking your driving record can help you verify that the information is correct.
It’s also a good idea to see when a violation occurred, because insurance companies generally look at the past three to five years of your driving record. Once insurance companies stop taking the violation into account, you should compare quotes again to be sure you’re still getting the best rate on the coverage you need.
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