Massachusetts driver’s license points work as part of a system that identifies and takes action against high-risk drivers by assigning a specific number of points for different types of traffic violations. In Massachusetts, drivers accumulate two points for minor violations like speeding. For major violations, like operating under the influence, drivers will get five points. Driver’s license points in Massachusetts are called SDIP points.
Driver’s License Points Per Violation in Massachusetts
Number of Points Assigned
Following too closely
Failure to use child restraint system
Operating a vehicle that is not properly registered
Failure to display current inspection sticker, failure to stop
Minor at-fault traffic accidents
Major at-fault traffic accidents
Operating under the influence
Leaving the scene of an accident where there is property damage or bodily injury
Refusing to stop for a police officer
Operating a vehicle after suspension or revocation of a driver’s license
Driving to endanger
Other Key Things to Know About Points in Massachusetts
If you are convicted of a moving violation in another state, points for that violation will not be added to your driving record in Massachusetts.
Driver’s license points in Massachusetts expire after 6 years. However, until they expire, you may still see higher insurance premiums, especially for major violations like DUI’s and reckless driving. Knowing when your points expire will help you understand when you may see a drop in your premiums or when it may be a good time to shop for new insurance.
Points stay on your license for six years in Massachusetts. Driver’s license points in Massachusetts do not relate to license suspensions, but they are used by insurance companies to surcharge premiums according to a system called the Safe Driver Insurance Plan (SDIP). Insurance companies are also allowed to use their own surcharge system if the state approves.… read full answer
Drivers who have been licensed for less than six years will see a 7.5% increase in their insurance premiums for each point.
Drivers with more than six years of experience will be surcharged 15% per point.
For example, a major at-fault accident would result in four SDIP points, so a driver with seven years of experience would have their premium for each coverage type listed above increased by 60%.
Even though Massachusetts will not suspend your license based on SDIP points, the state can still revoke your driving privileges if you commit serious or repeated moving violations. For instance, drivers can have their Massachusetts license suspended if they receive three speeding tickets in 12 months or commit three major violations in five years.
You can’t get points off your license in Massachusetts, since Massachusetts does not use a driver’s license points system. You can still have your Massachusetts license suspended if you receive three speeding tickets within 12 months, among other offenses, but Massachusetts does not track violations using points.
You can check your driving record in Massachusetts by going to the Massachusetts Department of Transportation website and requesting a copy of your driving record. It costs $8 for an unattested record or $20 for a true and attested driving record to purchase a copy of your Massachusetts driving record online, and you will need to provide your full name, driver's license number, date of birth, and Social Security number.… read full answer
Some states like Florida, Georgia, Indiana, Iowa, and Ohio allow residents to check their driving record for free.
How to Check Your Driving Record in Massachusetts
Go to the Massachusetts Department of Transportation website.
Provide your personal information.
Pay any applicable fees.
Driving records are important for insurance purposes because car insurance companies charge higher premiums for customers with a history of violations or accidents. For instance, a single speeding ticket increases premiums by an average of 28% in Massachusetts. Checking your driving record can help you verify that the information is correct.
It’s also a good idea to see when a violation occurred, because insurance companies generally look at the past three to five years of your driving record. Once insurance companies stop taking the violation into account, you should compare quotes again to be sure you’re still getting the best rate on the coverage you need.
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