WalletHub, Financial Company
@WalletHub
Progressive does not have a set time limit for filing claims and is unlikely to deny a claim based on late notice. Progressive usually resolves claims in 7 to 14 days and will only deny a claim for late notice if it’s possible to prove the delay was unreasonable or compromised Progressive’s ability to investigate the claim.
Most insurance policies say that an accident should be reported “promptly.” Reporting accidents as soon as possible helps ensure that all important details are recorded. However, after you report your accident, you do not immediately have to file a claim. Different states have different laws that govern how long residents have to file auto insurance claims, usually giving drivers between 1 and 3 years.
Progressive allows you to file a claim using the company’s mobile app, online, or by phone. Representatives are available to walk you through the process, if necessary.
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