How can I get a Progressive good student discount?

To cancel a Progressive insurance policy, call (866) 416-2003 to speak with a representative and arrange for the cancellation to take effect immediately or at a future date. You can’t cancel Progressive insurance online, but you can cancel over the phone at any time. Just remember to purchase a replacement insurance policy that takes effect prior to cancellation in order to avoid a lapse in coverage, if you plan to continue driving.… read full answer

How to Cancel Progressive Auto Insurance

1. Call (866) 416-2003 and follow the prompts to speak to a representative.
2. Provide the date you want the cancellation to go into effect.
3. Pay any necessary cancellation fees.
4. Confirm that you receive a refund for unused premiums.

Progressive says you will be refunded the money you paid in advance for coverage you won’t use. Unfortunately, they don’t give details about how they pro-rate refunds or whether they charge any cancellation fees.

Progressive Insurance Cancellation Fees

Customers report a range of experiences with Progressive’s cancellation fees. Some were charged 10% of their outstanding premium, while others paid a flat rate of $50 to $65. Many say they paid no fees at all.

The amount you have to pay to cancel Progressive insurance coverage depends on a few factors, like state laws where you live, how far into the policy term you are, and how often you pay your premium. Check your Progressive policy or speak with customer service to confirm what fees (if any) you’ll have to pay before you cancel.

How to Decide When to Cancel a Progressive Insurance Policy

It’s a good idea to shop around for car insurance and compare quotes from different companies. But make sure you don’t lose more in fees by switching policies mid-term than you gain in lower premiums.

It’s usually easiest to wait until the end of your policy period to switch insurers—just make sure you have a new policy in place before you cancel with Progressive. Driving without insurance can have serious consequences, and a lapse in coverage of any length can make future rates more expensive.

Yes, Progressive does offer free towing for customers who have the company’s roadside assistance coverage. Progressive roadside assistance is provided by Agero, generally costs $16 per year and includes towing services up to 15 miles or the nearest repair shop. Progressive customers can request roadside assistance online, or they can call 1-800-776-2778.… read full answer

What Progressive Roadside Assistance Covers

• Towing services up to 15 miles or the nearest repair shop
• Winching service (within 100 feet of a road or highway)
• Battery jump-start
• Fuel delivery
• Battery charge for electric cars
• Locksmith services
• Flat-tire changes
• Up to one hour of onsite labor

While Progressive’s roadside assistance covers towing and other services, it doesn’t cover the cost of repair parts, replacement keys, or major fixes due to things like engine failure or structural damage.

Progressive Free Towing Limit vs. Popular Competitors

College students can get car insurance discounts for having good grades or for going to college far away from the car they drive. College students can also qualify for general car insurance discounts, such as driver's education and good driver discounts. Since most college students are young drivers, car insurance companies consider them … read full answerhigh-risk and usually charge them higher premiums, making discounts all the more important.

To qualify for a good student discount, drivers usually need to be under 25 years old and unmarried, with a B average or better. Additionally, distant student discounts are designed for students who do not have a car with them at college and who attend school more than 100 miles away from home. You can see which major car insurance companies have these student discounts below.

Car Insurance Discounts for College Students by Company

Most college students can save money on car insurance by staying on a family policy. However, if your permanent residence is different from your parents’ and you drive full-time, you will likely need your own policy. It also might be cheaper to buy your own policy if you go to school in an area with lower car insurance rates or if one of your family members has a poor driving record that increases premium costs.

For more information, check out WalletHub’s articles on cheap car insurance for new drivers under 21 and the best car insurance for new drivers under 25.