Progressive windshield replacement is available if you have full coverage. Windshields are commonly damaged by flying or falling objects, acts of vandalism, and severe weather—all of which are covered by comprehensive insurance. If your windshield was damaged in an accident, you will either file a collision claim with your insurer or a liability claim with the other driver’s insurance company. It depends on who was at fault. If the accident was caused by another driver, their liability insurance should pay for the damage. If the accident was your fault, you’ll use your own collision coverage.
Windshields can often be repaired if the damage is less than 6 inches long (smaller than a dollar bill). Progressive pays for windshield repair if you have comprehensive coverage, so you won’t have to pay for anything.
If your windshield must be replaced, you might have to pay your comprehensive deductible. Progressive policyholders in Florida, Kentucky, and South Carolina never pay for windshield repair or replacement under state law. In Arizona, Connecticut, Minnesota, and New York, Progressive customers can choose a low or $0 deductible for glass claims when they set up their comprehensive policy. Check your Progressive policy details prior to making any repairs.
Windshield repair and replacement are usually very affordable, so it might cost less than your deductible. Progressive’s glass claims process is quick and can be done online. Most windshield claims are resolved within 48 hours, and the work usually takes an hour or less.
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