Delaney Simchuk, Car Insurance Writer
@delaney_simchuk
The recommended car insurance coverage in Nebraska is $25,000 per person for bodily injury liability ($50,000 per accident) and $25,000 for property damage liability. Nebraska drivers also need $25,000 per person ($50,000 per accident) for uninsured/underinsured motorists. These types of coverage are suggested since they will satisfy Nebraska's minimum coverage requirements.
It is also recommended that Nebraska drivers consider purchasing a full coverage policy. Full coverage typically includes Nebraska's minimum requirements as well as collision and comprehensive insurance, which cover repairs to your vehicle.
Required Car Insurance Coverage in Nebraska
Type of Car Insurance | Minimum Coverage Limit |
Bodily injury liability (BI) | $25,000 per person $50,000 per accident |
Property damage liability (PD) | $25,000 per accident |
Uninsured motorist (UM) | $25,000 per person ($50,000 per accident) |
Underinsured motorist (UIM) | $25,000 per person ($50,000 per accident) |
While these are the required amounts, your liability insurance limits should ideally be at least as high as your net worth in order to protect your assets. Additionally, if your limits are not high enough to cover the total cost of repairs after an accident you are at fault for, you may face lawsuits.
To learn more, check out WalletHub's guide to how much car insurance you need, as well as our picks for the best car insurance in Nebraska.
People also ask
How much car insurance do I need in Nebraska?
Drivers in Nebraska need $25,000 of bodily injury liability insurance per person (up to $50,000 per accident) and $25,000 of property damage liability insurance. Nebraska also requires uninsured/underinsured motorist protection. UM/UIM replaces the liability coverage an at-fault driver should’ve had and pays for your costs up to your policy limits.
Here’s How Much Car Insurance Drivers Need in Nebraska:
| Coverage Type | Minimum Coverage Limit |
| Bodily Injury Liability... | $25,000 |
What is full coverage insurance in Nebraska?
Full coverage insurance in Nebraska is usually defined as a policy that provides more than the state’s minimum liability coverage, which is $25,000 in bodily injury coverage per person, up to $50,000 per accident, and $25,000 in property damage coverage. Full coverage in Nebraska also includes optional collision and comprehensive insurance. As a result, full coverage insurance costs an average of $1,930 per year in Nebraska, while a state minimum policy costs $437 per year.
If you can’t afford to repair...
read full answerWhat insurance do I need for my car?
The insurance you need for your car is collision insurance, comprehensive insurance and uninsured motorist insurance. These types of coverage typically aren’t required, but you will need them if you want your car to be protected in any situation.
Exactly what insurance you need to simply drive your car legally depends on your state’s laws. Most states require at least bodily injury liability and property damage liability insurance, but they cover other people’s expenses when you cause a...
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