Safeco offers a low mileage discount, an accident-free discount, a multi-policy discount, a safety features discount, an accident-prevention-course discount, and a discount for safe drivers who use the RightTrack app to monitor their driving habits. Plus, Safeco representatives say that more discounts are available in most states. Drivers can check with a local Safeco agent to see if they are eligible for specific discounts based on their location and driving record.
Safeco Discounts List
Accident-free discount: save if you drive for at least three years without an accident.
Accident prevention course discount: save by taking an approved accident prevention course.
Low mileage discount: save if you spend less time on the road then average and provide pictures of your odometer to Safeco.
Safety feature discount: save if a covered vehicle is equipped with an approved safety device.
Pay in full discount: save for paying your entire premium up front.
Teen safety rewards discount: save if a teen driver on the policy gets good grades, completes a driver’s education course, or attends school more than 100 miles from the insured car.
Bundling discount: save if you purchase another insurance policy with Safeco.
Multi-vehicle discount: save if you insure more than one car with Safeco.
Diminishing deductible discount: get $100 off your collision deductible for every year without claims against your policy, for up to five years.
Safeco RightTrack® discount: save up to $513 annually by using the RightTrack app, which monitors driving behaviors like braking, acceleration, and total mileage.
Safeco does not have as many discounts as some larger car insurance companies, but customers still have plenty of opportunities to save. For more information, check out WalletHub’s full Safeco review.
You can get a good student discount for car insurance by being a high school or college student with at least a B grade point average. All of the 10 largest insurance companies offer a good student discount, and qualifications are typically the same between insurers. Exact discount amounts may vary by company and state, however. For example, State Farm's good student discount can help you save up to 25% on your premium.… read full answer
Safeco offers a defensive driving discount that seniors can qualify for, though the discount is available to drivers of any age. Like most insurance companies, Safeco does not have a senior discount that automatically lowers rates for all older drivers.
In addition to the defensive driving discount, Safeco has other ways for senior drivers to save. For example, Safeco offers a multi-policy discount, which gives a discount to drivers who bundle their auto insurance with other Safeco policies.… read full answer
Safeco is cheap because the company automatically includes extra coverage benefits, like $10,000 for first aid administered after a car accident, without charging higher rates to make up for it. Benefits provided at no additional cost make Safeco policies an even better value than those offered by competitors. Safeco ranked 8th overall in WalletHub’s cheap car insurance review, partly because it offers discounts for low mileage drivers and those who pay in full upfront. Plus, Safeco rewards customer loyalty with discounts for insuring more than one car or bundling multiple policies, such as home and auto.… read full answer
Safeco is especially cheap for young drivers in particular. That’s because Safeco has special savings opportunities for drivers in this category, such as Teen Safety Rewards and Safeco RightTrack. But even though Safeco is among the cheapest car insurance companies, the only way to confirm you’ve found the lowest price is to compare quotes from multiple companies. Your final premium is based on a variety of factors, like your driving record, insurance history, the type of car you drive, and more, and all insurance companies can’t offer the same rate.
To get a personalized quote from Safeco, you can speak to a representative by calling 1 (800) 332-3226.
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