Does Safeco cover a locksmith for keys locked in a car? This question is about Safeco Insurance

Does Safeco cover a locksmith for keys locked in a car?

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Candace Baker, Car Insurance Writer

@candacebaker • 04/27/23 This answer was first published on 04/27/23. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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Yes, Safeco does cover a locksmith for keys locked in a car through its roadside assistance program. In addition to locksmith services, Safeco roadside assistance also covers towing, tire changes, and battery services, among other things.

You can get Safeco roadside assistance as a policy add-on for up to $10 per month.

If you do not have roadside assistance, Safeco won't cover a locksmith if you get locked out of your car. In that case, you will have to contact a locksmith yourself and pay for it out of pocket.

To learn more about Safeco coverage, check out WalletHub's Safeco car insurance review.

Answer Question

Does car insurance cover towing?

Car insurance does not cover towing if you have a liability-only policy, but it might if you have full coverage. Many full coverage car insurance policies will reimburse drivers for towing that results from a collision but won’t cover towing due to a mechanical issue or breakdown.

Some full coverage policies only cover towing if you pay extra for roadside assistance, though. Roadside assistance is usually an easy and affordable add-on. You can add it...

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Does Safeco cover salvage titles?

Yes, Safeco covers formerly salvage-titled vehicles. If the car was rebuilt and inspected after being salvaged, Safeco offers full coverage insurance. You cannot get coverage from any reputable insurer for a car currently holding a salvage title, however, as such vehicles are illegal to drive.

A car is given a salvage title when an insurance company declares it a total loss, meaning that it is unable to be repaired or the cost of repairs exceeds the vehicle's value....

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How much does Safeco roadside assistance cost?

Safeco roadside assistance costs $8-$10 per year on average, though exact prices may vary depending on the state and the covered vehicles. Safeco roadside assistance is an optional endorsement that customers can add to their car insurance policy and use when they need emergency towing, fuel delivery, and more.

Safeco Roadside Assistance Includes:

Towing to the nearest qualified station
Flat tires
Battery service
Fuel and fluid delivery
Lockout...

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