Yes, Safeco has a multi-car discount. To qualify for the Safeco multi-car discount, a customer must insure two or more eligible vehicles on the same Safeco auto insurance policy. The discount automatically applies to a qualifying Safeco policy, but it does not compound, meaning you won’t get a bigger discount for insuring more vehicles.
In addition to Safeco’s multi-car discount, the company offers other ways for customers to save money on their premiums, such as the accident-free discount, safety feature discount, and multi-policy discount, among others. For more information, check out the complete list of Safeco discounts. And if you’re unsure whether a discount that you qualify for is being applied to your policy, you can contact Safeco by calling 833-209-9450.
Yes. Safeco insurance rates are competitive. Safeco ranks overall in WalletHub’s national cheap car insurance study. The average cost of a full-coverage Safeco car insurance policy is $318 per month. You can also find sample rates for six different driver profiles below.
Overall, Safeco's auto insurance rates tend to be lower than those charged by many other major insurers, including Travelers, Farmers, and Allstate.
Safeco auto insurance is best for drivers who are seeking a more hands-on approach to purchasing car insurance. Although customers can get a free quote online, a local agent must assist to complete the purchasing process. Drivers who are looking for excellent customer service might want to shop around, though. Safeco has a higher number of consumer complaints than the national average.
Safeco’s car insurance rates are based on your driving record and experience, along with a variety of other factors like the type of car you drive, your zip code, insurance history, and more. Your coverage and deductible choices impact the final quote, too, as do your eligibility for discounts.
Our sample quotes are representative of Safeco’s insurance prices, but individual results will vary. For example, these quotes do not take into account any Safeco discounts, which can lower premiums significantly. To learn more about how we obtained these sample quotes, check out the methodology section of our complete Safeco car insurance review.
Ultimately, knowing that Safeco is among the cheapest major auto insurance companies is only a starting point as you shop for coverage. The best car insurance for your needs must not only fit into your budget, but also provide quality coverage and excellent customer service, too.
You can get a LoJack insurance discount in most states by telling your insurer that you have LoJack and asking for an anti-theft device discount. LoJack discounts usually range from 5% to 25% off your comprehensive coverage, varying by state and company.
LoJack is a technology that emits a certain radio frequency when activated by law enforcement, which helps police recover your car if it’s stolen. As a result, having LoJack can qualify you for an anti-theft discount because your insurer is less likely to have to pay for a stolen car.… read full answer
While these companies advertise anti-theft discounts on their websites, they do not specify a particular type of anti-theft device needed to qualify. However, LoJack is likely to count. For example, New Jersey requires all insurers to provide discounts to drivers whose cars have certain anti-theft devices, and the state specifically includes vehicle recovery systems that communicate with the police on the list of eligible devices.
In the past, Progressive has offered specific LoJack discounts and even rebate programs, which refund the customer for a portion of the cost of installing LoJack. So if you’re thinking about getting LoJack and have Progressive, it’s worth keeping an eye out for special incentives.
Regardless of the insurance savings, LoJack can be a smart purchase, especially if you live in a high-risk area or your car is particularly attractive to thieves.
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