Does Farmers cover salvage titles? This question is about Farmers Insurance

Does Farmers cover salvage titles?

This question is about Farmers Insurance

Candace Baker, Car Insurance Writer

@candacebaker • 04/28/23 This answer was first published on 04/28/23. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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Yes, Farmers covers formerly salvage-titled vehicles. If the car was rebuilt and inspected after being salvaged, Farmers offers full coverage insurance. You cannot get coverage from any reputable insurer for a car currently holding a salvage title, however, as such vehicles are illegal to drive.

A car is given a salvage title when an insurance company declares it a total loss, meaning that it is unable to be repaired or the cost of repairs exceeds the vehicle's value. If the car is later repaired and deemed safe by an inspection, the salvage title will be replaced with a rebuilt title. After that, you can insure the car with Farmers.

To get a quote from Farmers for insurance on a previously salvaged car, call 1-800-782-8332.

How can you get insurance on a car with a salvage title?

You can get insurance on a car with a salvage title after the car is repaired, inspected and issued a rebuilt title. At that point, you will be able to get liability insurance with the rebuilt salvage car, though some insurance companies will be hesitant to provide full coverage for the vehicle. Even after repairs, insurance companies are still hesitant to cover a car for its full market value if it was given a salvage...

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How much should I pay for a salvage title car?

Why are salvage titles bad?

The vehicle most likely was heavily damaged in an accident and sustained frame damage. The vehicle might perform poorly in any subsequent accidents and sustain heavier and more unpredictable damage than the vehicle was originally insured for.

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