Lilah Butler, Car Insurance Writer
@lilah_c
You can get a Shelter good student discount if you have at least a B average. Student drivers can save as long as they are unmarried, 25 years old or younger, and a full-time high school or college student. Students can also qualify by being ranked in the top 20% of their class or being included in the Dean's List, Honor Roll, or another school list designating scholastic achievement. To earn the discount, you must have an active driver's license and show proof of eligibility by age 19, though you can continue to get the discount until age 25.
Young drivers are usually quite expensive to insure since they lack driving experience. However, Shelter offers a good student discount because having good grades shows the insurer that you are responsible off the road, meaning you're more likely to be responsible in the driver's seat as well.
Shelter good student discounts vary by state, but it's always worth the effort of checking if they are available in your location.
People also ask
Does Shelter offer gap insurance?
Yes, Shelter offers gap insurance as an optional policy add-on. Shelter gap insurance pays the difference between a totaled car’s actual cash value and your remaining loan or lease balance, though you will be responsible for paying a deductible.
The cost of Shelter gap insurance depends on factors like your state and your vehicle’s value. Regardless, purchasing gap insurance from an insurance company is usually a better investment than purchasing this coverage from a dealership, where the...
read full answerWhy is my car insurance so high?
Common reasons for high car insurance costs include your driving record, age, coverage options, where you live, the car you drive, your credit history or not taking advantage of discounts. The average car insurance premium has also become more expensive as it increased by more than 50% in the past 10 years.
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read full answerHow do you get car insurance discounts for college students?
College students can get car insurance discounts for having good grades or for going to college far away from the car they drive. College students can also qualify for general car insurance discounts, such as driver's education and good driver discounts. Since most college students are young drivers, car insurance companies consider them high-risk and usually charge them higher premiums, making discounts all the more important.
To qualify for a good student discount, drivers usually...
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