WalletHub, Financial Company
SR-22 insurance in Alaska costs $537 per year on average, plus a filing fee of $15 to $25 for the SR-22 form your insurer submits on your behalf. In contrast, car insurance for drivers without an SR-22 costs an average of $470 per year.
Cheapest SR-22 Insurance in Alaska
- USAA: $280 per year
- Geico: $341 per year
- Western National: $374 per year
- Allstate: $627 per year
- State Farm: $484 per year
An SR-22 is a state-issued form verifying that a driver is carrying the minimum amount of car insurance coverage required by the state after they are convicted of a serious violation like DUI or reckless driving. Because an SR-22 designates the policyholder as high-risk, their insurance premium goes up while it’s on file with the state. Drivers in Alaska who need to file an SR-22 will also lose any discount related to good driving that they may have previously qualified for.
The effect of an SR-22 on the cost of insurance is only temporary, though. In Alaska, drivers only need to have their SR-22 on file for 3 to 5 years. After that, the driver’s premium will start to go back down, assuming they drive responsibly.
To learn more, check out WalletHub’s guide to SR-22 insurance.
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