How much does SR-22 insurance cost in Illinois? This question is about SR-22 Insurance Guide

How much does SR-22 insurance cost in Illinois?

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This question is about SR-22 Insurance Guide

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@WalletHub • 04/21/23 This answer was first published on 03/17/23 and it was last updated on 04/21/23.For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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SR-22 insurance in Illinois costs $631 per year on average, plus a filing fee of $15 to $25 for the SR-22 form your insurer submits on your behalf. In contrast, car insurance for drivers without an SR-22 costs an average of $592 per year.

Cheapest SR-22 Insurance in Illinois

Westfield: $337 per year
Geico: $341 per year
Secura Insurance: $343 per year
Mercury: $350 per year
Country Financial: $360 per year

An SR-22 is a state-issued form verifying that a driver is carrying the minimum amount of car insurance coverage required by the state after they are convicted of a serious violation like DUI or reckless driving. Because an SR-22 designates the policyholder as high-risk, their insurance premium goes up while it's on file with the state. Drivers in Illinois who need to file an SR-22 will also lose any discount related to good driving that they may have previously qualified for.

The effect of an SR-22 on the cost of insurance is only temporary, though. In Illinois, drivers only need to have their SR-22 on file for 3 years. After that, the driver's premium will start to go back down, assuming they drive responsibly.

To learn more, check out WalletHub's guide to SR-22 insurance.

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How do I get my SR-22 removed in Illinois?

You can get your SR-22 removed in Illinois after 3 years by notifying your insurance company, which will cancel the SR-22 filing with the state. Sometimes, the Secretary of State will send you a notice letting you know when your SR-22 period is over.

If you’re not sure whether you’ve satisfied your SR-22 certification requirement, you can find out when you’ll be able to remove the high-risk SR-22 label from your driving record by...

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How much does SR-22 insurance cost per month?

SR-22 insurance costs an average of $62 to $122 per month, depending on the insurer and the offense that led to the SR-22 requirement. The DMV in your state will also charge a one-time fee to file the necessary paperwork.

It costs $25 to $50 to file an SR-22 form with the DMV, depending on the state. In addition to proving you have enough coverage to drive legally, the SR-22 flags you as a...

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What is SR-22 insurance in Illinois?

An SR-22 in Illinois is a certificate proving that a high-risk driver has the legal requirements for car insurance in Illinois. So-called SR-22 insurance raises annual car insurance premiums by roughly $39 in Illinois, compared to standard rates. In addition, there’s usually a fee of $15 to $25 for your insurance company to file your SR-22 documentation with the state.

Your SR-22 must be maintained with Illinois’s licensing agency for 3 years, according to...

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