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Cheapest SR-22 Insurance in North Dakota
- USAA: $184 per year
- Nodak Mutual: $210 per year
- North Star Mutual: $260 per year
- Geico: $299 per year
- Auto-Owners: $309 per year
An SR-22 is a state-issued form verifying that a driver is carrying the minimum amount of car insurance coverage required by the state after they are convicted of a serious violation like DUI or reckless driving. Because an SR-22 designates the policyholder as high-risk, their insurance premium goes up while it's on file with the state. Drivers in North Dakota who need to file an SR-22 will also lose any discount related to good driving that they may have previously qualified for.
The effect of an SR-22 on the cost of insurance is only temporary, though. In North Dakota, drivers only need to have their SR-22 on file for 1 years. After that, the driver's premium will start to go back down, assuming they drive responsibly.
To learn more, check out WalletHub's guide to SR-22 insurance.
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