Does State Farm offer a dash cam discount?

The closest thing to a Progressive dash cam discount is a 5%-18% discount on your auto insurance policy if you agree to share your Samsara data directly with Progressive. Samsara is a technology company that tracks driving habits using telematics equipment like GPS monitors, in-vehicle alert systems and dash cams that use artificial intelligence... read full answer

While Progressive does not specifically offer any other dash cam discounts for auto insurance at this time, it does offer a variety of other loyalty and good-driver discounts, such as multi-policy, multi-car and continuous-insurance discounts. Progressive also offers policy discounts for teens, good students, distant students and homeowners, as well as discounts for customers who set up automatic payments and agree to get Progressive documents through email.

While having a dash cam installed in your car seems like it would make providing proof for insurance claims much easier, none of the major U.S. insurance companies currently offer true dash cam discounts. Instead, Progressive and other insurance companies rely on telematics technology to electronically monitor certain driving habits. This is usually done using a phone app or a black box device that is installed in one’s car. Progressive's Snapshot program (technically called usage-based insurance) uses telematics to adjust your rate based on your driving behavior, and drivers save approximately $145 a year on average using the program.

State Farm roadside assistance costs about $15 per six-month policy, though exact prices may vary depending on the state and the covered vehicles. State Farm roadside assistance is an optional endorsement that customers can add to their car insurance policy and use when they need emergency towing, fuel delivery, and more.... read full answer

State Farm Roadside Assistance Cost Comparison

Purchasing roadside assistance from your car insurance company is usually less expensive than a motor club membership from a company such as AAA. However, it might not provide as much coverage.

State Farm Roadside Assistance Includes:

• Free towing for 10+ miles or to the nearest repair shop
• Delivery of gas, oil, or a battery
• Battery jump-starts
• Tire changes
• Lockout services (up to one hour)
• Mechanical labor (up to one hour)

State Farm roadside assistance is meant to help drivers in need of immediate rescue, but it usually does not pay for the underlying problem, such as engine repairs or a battery that needs replacing. Additionally, the exact number of incidents covered by a State Farm roadside assistance plan will vary by state and policy.

For more information about choosing between roadside assistance options, check out WalletHub’s guide to the best roadside assistance.

No, State Farm does not offer gap insurance. Instead of traditional gap insurance, State Farm has a Payoff Protector® benefit, which is similar to gap insurance and included with every vehicle financed by State Farm Bank or used as collateral on a State Farm loan.

How State Farm's Version of Gap Insurance Works... read full answer

Like gap insurance, State Farm’s Payoff Protector benefit covers the outstanding principal balance on a State Farm auto loan after the car is totaled or stolen and the primary insurance provider pays its share.

Once a customer’s collision or comprehensive insurance provider (it doesn’t have to be State Farm), or another driver’s liability insurance, makes its payment, Payoff Protector will pay the rest owed to State Farm Bank. The loan must be in good standing for the Payoff Protector benefit to apply.

State Farm Payoff Protector Eligibility

State Farm’s Payoff Protector benefit isn’t an insurance product that can be purchased by customers without a loan contract from State Farm Bank. It also has different rules and restrictions depending on where a customer lives. For more information about State Farm Bank’s Payoff Protector benefit, call the company directly at 877-SF4-BANK (877-734-2265).