To get your State Farm declaration page, you must contact your local State Farm agent. You cannot get a copy of your declaration page from State Farm online because of technical limitations, according to the company’s website. If you have questions about whom to contact to request a copy of your declaration page, call State Farm at 800-STATE-FARM (800-782-8332).
A standard declaration page for an auto insurance policy offers a summary of the most important information about the policy, including whom it covers, what the coverage limits and deductibles are, and the length of the policy term. You might need a copy of your declaration page from State Farm to show a car dealership that you’ve secured enough insurance coverage when purchasing a new vehicle, or to use as a quick reference if you want to compare insurance policies from other companies.
While having a declaration page from State Farm can be a great source of information, keep in mind that it can’t take the place of a proper insurance ID card. A declaration page doesn’t qualify as official proof of insurance.
State Farm roadside assistance is worth it for drivers who are looking for basic coverage at a low price. State Farm customers can purchase roadside assistance as a policy add-on for around $15 per six-month policy in order to get coverage for things like towing, gas delivery, and locksmith services.
Towing to the nearest repair location, if the car isn’t in drivable condition.
Mechanical or locksmith labor at the breakdown site for up to one hour.
Towing if the vehicle is stuck on or next to a public road.
Delivery of gas, oil, a car battery, or tires in order to make the car drivable.
State Farm roadside assistance does not include extraction of your car from mud, snow, or water. Additionally, drivers will need to pay out of pocket for gas, oil, or any other item that is provided, though the delivery itself is included. Since State Farm roadside assistance is fairly basic compared to the roadside assistance provided by an auto club, it might not be worth it for drivers who want robust coverage and extra perks.
State Farm Roadside Assistance Reviews
State Farm roadside assistance ranks 10th out of 22 companies in WalletHub’s analysis of the best roadside assistance providers. Despite its low cost, State Farm roadside assistance offers only average coverage and does not allow customers to choose between multiple levels of coverage.
State Farm Reviews and Ratings
Reviews on WalletHub: 3.8/5
J.D. Power: 4.2/5
Major insurance companies that rank above State Farm when it comes to roadside assistance include Travelers, Nationwide, and Progressive, since they offer more coverage options.
How to Decide If State Farm Roadside Assistance Is Worth It for You
Your driving habits and budget are the most important factors when deciding if it’s worth purchasing roadside assistance through State Farm. If you have a long commute or frequently take road trips far from home, State Farm might not provide enough coverage for you. On the other hand, drivers who do not anticipate needing winching or long-distance towing will find State Farm to be a budget-friendly choice.
If State Farm roadside assistance does not offer enough coverage for your specific needs, it’s a good time to compare quotes and see if it’s worth switching insurers. Otherwise, you can always maintain your State Farm policy and purchase roadside assistance from an auto club like Better World Club or Good Sam. Auto clubs are generally more expensive than State Farm roadside assistance but provide more coverage along with added discounts and perks.
A declarations page is the first page of an insurance agreement, and it contains all the important details of the policy. The purpose of a declarations page is to enable a thorough understanding of a policy by summarizing exactly what the policy entails without having to read all the fine print of the insurance agreement. When changes are made to a policy, an insurer will send the insured a revised copy of the declaration page.… read full answer
The declarations page (also called a “dec page” or “information page”) contains all of the primary policy holder’s personal information including name, birth date, and driver’s license number (for auto insurance) as well as the details of the insurance company and agent. More importantly, it contains the insured’s policy information including who is on the policy, what vehicles are on the policy, and what coverage types and limits apply to each vehicle. It also contains lender information if the insured vehicle is financed. Lenders want to see this rather than just proof of insurance to verify the added levels of collision and comprehensive coverage that they require.
Insurance declarations pages are especially useful to consumers for comparing different policies while shopping around, and for verifying that requested changes to a policy were carried out.
The most popular car insurance companies are State Farm, Geico and Progressive, which service more than 120 million policies and have a combined market share of 43.1%. These companies are available in all 50 states and the District of Columbia.
Together, these insurance providers were responsible for auto policies totaling nearly $185 billion in premiums during 2019, according to the Insurance Information Institute. They have been among the most used car insurance companies for at least the past five years.
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