Does State Farm offer employee discounts?

There are 13 State Farm discounts for car insurance customers, which range from discounts for good students and accident-free drivers to discounts for cars with safety features. State Farm’s discounts can save drivers up to 30%+ on their car insurance policies, and combining multiple discounts can result in even more savings.… read full answer

State Farm Discounts List

• Drive Safe & Save discount
• Steer Clear discount
• Accident-free discount
• Defensive driving course discount
• Good student discount
• Student away at school discount
• Good driving discount
• Driver training discount
• Vehicle safety discount
• Passive restraint discount
• Anti-theft discount
• Multiple auto discount
• Multiple line discount

State Farm’s car insurance discounts are divided into three main groups: safe driver discounts, vehicle safety discounts, and customer loyalty discounts. These discounts are available to any driver listed on a policy, but they only apply once if multiple drivers qualify for the same discount. The availability and eligibility criteria also vary by state.

State Farm Safe Driver Discounts

State Farm offers discounts to customers who maintain accident-free driving records or who educate themselves on how to become better drivers. Eligible drivers are generally viewed as being a lower risk behind the wheel by State Farm and other insurance companies.

Accident-Free Discount: When you’ve had an auto insurance policy with State Farm for at least 3 consecutive years without a chargeable accident, you could qualify for a discount of up to 25%.

Defensive Driving Course Discount: Completing a driver safety course could mean you qualify for a discount on your State Farm car insurance policy, depending on where you live. Ask your local State Farm agent for a list of approved courses and their requirements.

Student Away at School Discount: If one of the drivers listed on your State Farm auto insurance policy is a student (under the age of 25) who goes away for school and only uses a covered vehicle while visiting home, you could get a discount.

Good Driving Discount: New State Farm customers can get this discount if they've gone at least 3 years without an at-fault accident or traffic ticket.

Driver Training Discount: You could qualify for a discount if all the drivers on your policy who are younger than 21 years old complete a driver education course approved by State Farm.

Good Student Discount: State Farm customers can save up to 25% if a student listed on a policy gets good grades (3.0+ GPA, top 20% of class, or qualifying test scores). The student must be 16-25 years old and enrolled full-time in high school, college or home schooling, and the discount will apply until the student turns 25.

Drive Safe & Save Discount: Save up to 30%+ by participating in State Farm’s optional Drive Safe & Save program. The program uses information about your driving that’s collected by your smartphone or your vehicle's OnStar^® device to calculate your discount.

Steer Clear^® Discount: You could save up to 15% while learning to become a safer driver with State Farm’s Steer Clear discount. Drivers under the age of 25 with no at-fault accidents or traffic tickets in the past 3 years can participate.

State Farm Vehicle Safety Discounts

If you have a car with modern safety features, whether it’s a new model or an older car that’s been equipped with air bags, anti-theft alarms, etc., you could get a discount from State Farm. Vehicle Safety Discount: You could save up to 40% on medical-related coverage if your vehicle was made in 1994 or later, depending on the repair record for your vehicle’s make and model.

Passive Restraint Discount: You can get a discount of up to 40% on medical-related coverage if your older vehicle (older than a 1993 model) is equipped with a factory-installed air bag or other passive restraint system.

Anti-Theft Discount: If your vehicle has an alarm or another anti-theft device that’s approved by State Farm, you could get a discount.

State Farm Loyalty Discounts

State Farm offers discounts when you have multiple vehicles insured with State Farm, or multiple insurance policies with the company.

Multiple Auto Discount: You could save as much as 20% on your policy if State Farm insures two or more vehicles in your household. The vehicles must be owned by related/married individuals.

Multiple Line Discount: You could save up to 17% by combining multiple State Farm insurance policies.

Yes, State Farm does offer student discounts and these discountss can save drivers up to 25% on their premiums. State Farm has a good-student discount and a student-away-at-school discount, as well as a driver-training discount for young drivers who complete an approved driver-education course.

State Farm Student Discounts

Good-Student Discount

The State Farm good-student discount can save you up to 25% on your auto insurance when a full-time high school or college student on your policy maintains a 3.0+ GPA, is ranked in the top 20% of their class, or is named to the Dean’s List/Honor Roll in a given semester. Students must send a report card from the immediately preceding semester to State Farm to qualify for the discount. The savings will last until a student turns 25 years old, even after they’re out of school.

Young drivers who have earned an associate or bachelor's degree and meet one of the above requirements can qualify for the discount, too. Homeschooled students can also be eligible for the discount if they show that they ranked in the top 20% of their class in a national standardized test taken within the past year.

Student-Away-at-School Discount

The State Farm student-away-at-school discount will save you money on car insurance if one of the drivers listed on your policy is a student under the age of 25 who doesn’t take a vehicle to school (located at least 100 miles away from home) and only drives when they’re visiting home. State Farm does not disclose a specific amount for this discount, as it varies by customer.

Driver-Training Discount

The State Farm driver-training discount will save you money on your auto insurance policy if all the drivers under the age of 21 listed on the policy complete a driver safety course that’s approved by State Farm. State Farm does not disclose a specific amount for this discount, either.

Finally, State Farm lets you apply multiple student discounts to your auto insurance policy, as long as a listed driver meets the qualifications for each one. You’ll just have to submit proof of eligibility to State Farm before each discount will go into effect.

No, State Farm does not offer a military discount. Some auto insurance providers, like USAA and Geico, offer discounts that are exclusively available to members of the military community and their eligible family members, but State Farm isn’t one of them.

State Farm does offer a wide variety of other discounts… read full answer that military personnel can take advantage of, including the Drive Safe & Save and Steer Clear discount programs. To learn more about State Farm’s discounts, check out WalletHub’s State Farm review.