Does State Farm offer employee discounts?

You can get the State Farm Steer Clear discount by completing the company’s safe driver discount program in six months, and then continuing to meet your state’s eligibility requirements. State Farm’s Steer Clear discount encourages young people to be safer drivers, and it can save them up to 15% on their premium.… read full answer

However, the discount isn’t available in California, Hawaii, Massachusetts, North Carolina or Rhode Island. There are a few minimum requirements that participants who live in eligible states must meet, too.

State Farm Steer Clear Discount Requirements

• Be under 25 years old (in most states)
• Have fewer than three years of driving experience
• Have a valid driver's license or learner’s permit
• Have no at-fault accidents or tickets in the past three years
• Take 10 practice driving trips, totaling at least five hours

How To Get The State Farm Steer Clear Discount

1. Contact State Farm to make sure a driver on your auto insurance policy meets the eligibility requirements.
2. Download the Steer Clear app for iOS or Android (text STEER to 78836 to receive a link). You don’t need a mobile device to participate, however, as State Farm offers the training modules on its website.
3. Use the Steer Clear app or State Farm website to complete the five training courses, which cover topics like distracted driving and special driving situations. This includes watching videos and taking quizzes about safe driving.
4. Log your driving hours over the course of at least 10 practice trips, which must include at least five hours of driving time, using the Steer Clear mobile app or the trip log sheet provided by State Farm. If you use the Steer Clear app, it will track your driving habits, such as your speed, turning times, braking, and other maneuvers. It will then give you a score and feedback after each trip.
5. Sign the Statement of Qualification, which asserts that eligible drivers have completed the initial requirements for the Steer Clear Safe Driver Discount and that they understand they will lose the discount if they are involved in an at-fault accident or get a moving violation.
6. Finish all the program requirements within six months. If you complete the program using the app, you will receive a certificate of completion through the app, which you should send to State Farm, along with your digital trip log and Statement of Qualification. If you don’t use the app to complete the program, send your trip log and Statement of Qualification to your local State Farm agent.
7. Confirm the State Farm Steer Clear discount is being applied to your premium by checking your bill or contacting a State Farm representative.

If you continue to meet your state’s eligibility requirements, you’ll continue to get your Steer Clear Safe Driver Discount. The discount is generally available only to drivers younger than 25 years old, but older drivers who have fewer than three years of active driving experience can qualify in some states. For more information, check out WalletHub's guide on State Farm discounts.

Yes, State Farm does offer student discounts and these discounts can save drivers up to 25% on their premiums. State Farm has a good-student discount and a student-away-at-school discount, as well as a driver-training discount for young drivers who complete an approved driver-education course.

State Farm Student Discounts

Good-Student Discount

The State Farm good-student discount can save you up to 25% on your auto insurance when a full-time high school or college student on your policy maintains a 3.0+ GPA, is ranked in the top 20% of their class, or is named to the Dean’s List/Honor Roll in a given semester. Students must send a report card from the immediately preceding semester to State Farm to qualify for the discount. The savings will last until a student turns 25 years old, even after they’re out of school.

Young drivers who have earned an associate or bachelor's degree and meet one of the above requirements can qualify for the discount, too. Homeschooled students can also be eligible for the discount if they show that they ranked in the top 20% of their class in a national standardized test taken within the past year.

Student-Away-at-School Discount

The State Farm student-away-at-school discount will save you money on car insurance if one of the drivers listed on your policy is a student under the age of 25 who doesn’t take a vehicle to school (located at least 100 miles away from home) and only drives when they’re visiting home. State Farm does not disclose a specific amount for this discount, as it varies by customer.

Driver-Training Discount

The State Farm driver-training discount will save you money on your auto insurance policy if all the drivers under the age of 21 listed on the policy complete a driver safety course that’s approved by State Farm. State Farm does not disclose a specific amount for this discount, either.

Finally, State Farm lets you apply multiple student discounts to your auto insurance policy, as long as a listed driver meets the qualifications for each one. You’ll just have to submit proof of eligibility to State Farm before each discount will go into effect.

Yes, State Farm does have a military discount of 25% off a customer’s auto insurance premium, but only in Louisiana. The State Farm military discount is available to eligible members of the United States Armed Forces community who are based in Louisiana or whose spouse and/or dependents live there.

Louisiana is the only state that requires car insurance companies to offer military discounts, so servicemembers and their families based in Louisiana will save on their car insurance premiums regardless of the company. To ask State Farm to apply a military discount to your policy, call 1 (800) 782-8332.… read full answer

State Farm Military Discount Eligibility Requirements

• Active duty in the military and based in Louisiana
• Active duty in the military, deployed out of state or overseas, but spouse and/or dependents live in Louisiana
• Spouse or dependent (under the age of 18 or an unmarried full-time student under the age of 24) in the same household of an individual who is on active duty in the military and based in Louisiana

To learn more, check out WalletHub’s State Farm review.