Does State Farm cover flat tires? This question is about State Farm

Does State Farm cover flat tires?

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This question is about State Farm

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@WalletHub • 06/04/21 This answer was first published on 06/04/21. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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Yes, State Farm covers flat tires for customers who have roadside assistance coverage. Drivers who have State Farm roadside assistance can call 877-627-5757 for help, and the company will pay for the cost of changing a flat tire. However, it’s important to note that State Farm will not pay for the tire itself, so drivers need to have a spare or pay out of pocket for a replacement tire.

State Farm roadside assistance is an optional policy add-on, meaning that the coverage is not automatically included. Drivers without roadside assistance on their policy can still contact the company for help changing a flat tire, but they will need to pay out-of-pocket at a rate negotiated by State Farm. But roadside assistance coverage is often worth buying, especially since it only costs an average of $15 per six-month policy from State Farm. Besides flat tire changes, roadside assistance from State Farm also covers towing, lockout services, up to one hour of mechanical labor, and the delivery of gas, oil, or a battery.

For more information about purchasing a roadside assistance plan, check out WalletHub’s guide to the best roadside assistance.

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Does State Farm roadside assistance have a towing miles limit?

State Farm roadside assistance has a towing limit of 11 miles or to the nearest qualified repair shop. Specific roadside assistance coverage may vary by state, however, so drivers should check their State Farm policy to learn the exact limits and exclusions of their plan.

In general, purchasing roadside assistance from a car insurance company is less expensive than purchasing a motor club membership from companies like ... read full answer Better World Club or AAA. Coverage might be more limited, though. To see how State Farm roadside assistance compares to the competition, check out the table below.

State Farm Roadside Assistance Compared to Popular Competitors

Car Insurance Company	Annual Cost of Roadside Assistance	Towing Limit
State Farm	$24 according to customer service reps	11 miles or to the nearest qualified repair shop
Geico	$14+	20 miles or to the nearest qualified repair facility
Progressive	About $10 - $100+, according to customer service reps	15 miles or to the nearest qualified repair facility
Nationwide	About $22 - $42, according to customer service reps	15 miles (basic plan) 100 miles (plus plan)
Travelers	$10 - $30+, according to customer service reps	15 miles or the nearest qualified repair shop (basic plan) 100 miles (premier plan)

In addition to towing, State Farm roadside assistance also includes fuel and oil delivery, jump starts, tire changes, lockout services, and up to one hour of mechanical labor. To add State Farm roadside assistance to your policy, log into your online account or call 1-800-782-8332.

To learn more, check out WalletHub’s full review of State Farm, as well as our picks for the companies with the best roadside assistance.

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How much does it cost for roadside assistance?

Roadside assistance costs $8 to $125 annually from a car insurance company and $38 to $171 annually from a motor club such as AAA, Allstate Motor Club, or Better World Club. Some new cars also come with free roadside assistance through the manufacturer, often for 3-5 years or up to 50,000 miles. Roadside assistance generally covers towing, fuel delivery, tire changes, and jumpstarts for stranded drivers.... read full answer

Roadside Assistance Costs by Company

Company	Average Annual Price
Geico	$14 per car
Progressive	$16
Mercury	$10 for newer vehicles, $20-40 for older vehicles
Liberty Mutual	$12-120, depending on the vehicle
National General	$59-119, depending on the plan
AAA	$38-171, depending on membership level
Better World Club	$58.95-97.95, depending on membership level
Allstate	$25 per car for insurance policyholders, $79-149 for an Allstate Motor Club membership
Verizon	$59.88 per enrolled phone line (phone must be physically present at scene)
AT&T	$35.88 per enrolled phone line (phone must be physically present at scene)

In general, there are a few basic options for purchasing roadside assistance. Customers can choose between adding roadside assistance to their car insurance policy, buying roadside assistance through their cell phone provider, or purchasing a motor club membership. Auto club memberships are usually the most expensive option, but they often provide the most coverage.

The alternative is to pay out of pocket for any roadside assistance needs as they arise rather than purchasing a subscription service. That can be stressful and more expensive in the long run, though.

For more information on the prices of different plans, check out WalletHub’s complete guide to the best roadside assistance.

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Does State Farm have free towing?

Yes, State Farm offers free towing to the nearest repair facility for their roadside assistance customers. State Farm roadside assistance costs around $15 per six-month policy and customers can request roadside assistance online, or by calling 1-877-627-5757.

State Farm Roadside Assistance Covers

Towing services about 11 miles or to the nearest repair facility ... read full answer

Delivery of gas, oil, a battery, or tire change

Up to one hour of locksmith labor

Up to one hour of mechanical labor for issues like mechanical problems, transmission trouble, or a fluid leak, among other things

While State Farm’s roadside assistance covers towing and other services, it doesn’t cover the cost of repair parts, replacement keys, or major fixes due to things like engine failure or structural damage.

State Farm Free Towing Limit vs. Popular Competitors

Company	Free Towing Limit
State Farm	About 11 miles or to the nearest repair facility
Geico	To the nearest location
AAA	Up to 5 miles
Nationwide	Up to 15 miles
Travelers	Up to 15 miles

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