Yes, State Farm full coverage can cover rental cars as long as you also have rental reimbursement coverage with your collision and comprehensive insurance. Rental reimbursement usually costs around $10 per month from State Farm and is available once a collision or comprehensive claim is filed.
State Farm also offers customers the option to personalize their daily and total claim limits for rental reimbursement, depending on the price they're willing to pay for this coverage monthly. You can check out Wallethub's guide on rental reimbursement coverage to learn more about it.
State Farm rental reimbursement pays for the cost of a rental car after the policyholder’s vehicle is damaged by a covered cause, such as an accident. Rental car reimbursement insurance from State Farm usually costs less than $10 per month, and drivers can purchase a limit of up to $50 per day and up to $1,200 per claim. This coverage does not apply to rental vehicles used while the car is undergoing routine maintenance, and drivers typically need … read full answercollision and comprehensive coverage to be eligible.
Here’s how State Farm rental reimbursement works:
You add rental reimbursement coverage to a State Farm car insurance policy that includes collision and comprehensive coverage.
The rental reimbursement coverage kicks in when you file a collision or comprehensive claim.
If you rent your car from Enterprise or Hertz, State Farm will be billed directly.
Otherwise, you’ll pay for the rental yourself and be reimbursed later.
In general, rental reimbursement coverage is worth it if you think you are likely going to be in a car accident and need a rental car within the next few years. If not, then you likely won’t get much from the coverage, even though it’s relatively cheap. To learn more, check out WalletHub’s guide to rental reimbursement insurance.
No. State Farm does not offer a car rental discount. The rental car company Hertz sometimes offers discounted rates to State Farm policyholders, but State Farm does not offer a blanket car rental discount to its customers.
State Farm does offer rental car reimbursement coverage, which helps cover the cost of a rental vehicle if your car is being repaired because of a covered loss. It’s not the same thing as a car rental discount, though. You can’t apply it to any car rental at any time. Finally, while State Farm doesn’t offer customers car rental discounts, State Farm employees are eligible for special pricing options at all major car rental companies.… read full answer
State Farm charges on average $2,617 per year for full coverage, according to Wallethub data. The cost of your premium however, can be higher or lower based on numerous factors, such as age, location and the state of your driving record.
Full coverage insurance describes a policy that also includes collision and comprehensive coverage in addition to the bodily injury and property damage liability coverage required by your state law. Because "full coverage" is not a specific type of insurance, there are variations on what it includes, which is why you should always discuss your options with your insurance agent.
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