To get the State Farm mature driver discount, a customer must be at least 55 years old, live in California, and complete a DMV-approved senior driving course. State Farm’s mature driver discount is only available in California because state law requires insurers to provide a discount to eligible drivers. Customers can expect to see savings of about $90 per year with the State Farm mature driver discount, on average.
State Farm Mature Driver Discount Requirements
Be at least 55 years old.
Be the primary driver of the insured vehicle.
Live in California.
How to Get the State Farm Mature Driver Discount
Meet all of State Farm’s mature driver discount requirements.
Complete a mature driver improvement course that has been approved by the California DMV.
Send State Farm your certificate of completion after finishing the mature driver improvement course.
Confirm your mature driver discount is being applied to your premium by checking your bill. The discount lasts for three years.
Getting the mature driver discount from State Farm is easy as long as you meet all the requirements. Just bear in mind that eligible drivers who live in California can get a mature driver discount from any insurance company in the state. The savings will be about the same no matter which insurance provider a customer chooses.
Geico offers a mature driver discount for people over 50 years old. To benefit from the discounts, those who are over 50 must also either complete a defensive driving course, have multiple car insurance policies, be retired government employees, or have a good driving record.
State Farm roadside assistance is worth it for drivers who are looking for basic coverage at a low price. State Farm customers can purchase roadside assistance as a policy add-on for around $15 per six-month policy in order to get coverage for things like towing, gas delivery, and locksmith services.
Towing to the nearest repair location, if the car isn’t in drivable condition.
Mechanical or locksmith labor at the breakdown site for up to one hour.
Towing if the vehicle is stuck on or next to a public road.
Delivery of gas, oil, a car battery, or tires in order to make the car drivable.
State Farm roadside assistance does not include extraction of your car from mud, snow, or water. Additionally, drivers will need to pay out of pocket for gas, oil, or any other item that is provided, though the delivery itself is included. Since State Farm roadside assistance is fairly basic compared to the roadside assistance provided by an auto club, it might not be worth it for drivers who want robust coverage and extra perks.
State Farm Roadside Assistance Reviews
State Farm roadside assistance ranks 10th out of 22 companies in WalletHub’s analysis of the best roadside assistance providers. Despite its low cost, State Farm roadside assistance offers only average coverage and does not allow customers to choose between multiple levels of coverage.
State Farm Reviews and Ratings
Reviews on WalletHub: 3.8/5
J.D. Power: 4.2/5
Major insurance companies that rank above State Farm when it comes to roadside assistance include Travelers, Nationwide, and Progressive, since they offer more coverage options.
How to Decide If State Farm Roadside Assistance Is Worth It for You
Your driving habits and budget are the most important factors when deciding if it’s worth purchasing roadside assistance through State Farm. If you have a long commute or frequently take road trips far from home, State Farm might not provide enough coverage for you. On the other hand, drivers who do not anticipate needing winching or long-distance towing will find State Farm to be a budget-friendly choice.
If State Farm roadside assistance does not offer enough coverage for your specific needs, it’s a good time to compare quotes and see if it’s worth switching insurers. Otherwise, you can always maintain your State Farm policy and purchase roadside assistance from an auto club like Better World Club or Good Sam. Auto clubs are generally more expensive than State Farm roadside assistance but provide more coverage along with added discounts and perks.
You can get a State Farm safe driver discount by participating in the company’s optional Drive Safe & Save program. State Farm customers can save up to 30% on their auto insurance policies by participating in this safe driver discount program.
State Farm’s Drive Safe & Save program uses information collected from your smartphone or your vehicle's OnStar service, along with in-vehicle beacons, to calculate your discount. The program monitors things like how quickly you accelerate, your speeding habits, how hard you brake, how fast you take corners, and if you use your cell phone while you drive.… read full answer
How To Get The State Farm Safe Driver Discount
Enroll your vehicle in the Drive Safe & Save program by downloading the Drive Safe & Save app (text SAVE to 78836 to receive a download link).
Log into the app, using your State Farm user ID and password or your driver’s license information, and follow the step-by-step instructions to sign up.
Set up the Bluetooth beacon(s) that State Farm will send you by mail. You will need to sync the beacon(s) with the app while your car is parked and input the car’s odometer readings.
Receive a discount (of about 5%) just for signing up for the Drive Safe & Save program, after you’re all set up.
Use the data the Drive Safe & Save app collects about your driving habits to see how you can become a safer driver and apply that knowledge while you’re behind the wheel. The better you drive, the more you’ll save.
Confirm your performance-based safe driver discount is being applied to your bill. You can do this by checking your Drive Safe & Save account page, checking your bill, or contacting a State Farm representative.
Getting State Farm’s safe driver discount is relatively straightforward. Just bear in mind that some details vary from state to state. For example, only mileage information is used to calculate discounts for customers in Maryland and New York, while customers in other states could see good driving habits rewarded with a discount. Also, the State Farm safe driver discount is not available to residents of California, Massachusetts or Rhode Island.
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