How much is the State Farm multi car discount?

You can get a State Farm good student discount if you have at least a B average (3.0+ GPA). Student drivers can save up to 25% as long as they are 16-25 years old and enrolled full-time in high school, college, or homeschooling. Homeschooled students can also qualify if they score in the top 20% of a national test such as the PSAT, SAT, or ACT.... read full answer

State Farm Good Student Discount Requirements

• B average (or a 3.0 GPA, top 20% class rank, or honor roll)
• Under 25 years old
• Full-time high school or college student

Why State Farm Offers a Good Student Discount

Young drivers are usually quite expensive to insure since they lack driving experience. However, State Farm offers a good student discount because having good grades shows the insurer that you are responsible off the road, meaning you’re more likely to be responsible in the driver’s seat as well.

State Farm good student discounts vary by state, but it’s always worth the effort of checking if they are available in your location. Check out WalletHub's guide for more information on State Farm discounts.

You can get the State Farm Steer Clear discount by completing the company’s safe driver discount program in six months, and then continuing to meet your state’s eligibility requirements. State Farm’s Steer Clear discount encourages young people to be safer drivers, and it can save them up to 15% on their premium.... read full answer

However, the discount isn’t available in California, Hawaii, Massachusetts, North Carolina or Rhode Island. There are a few minimum requirements that participants who live in eligible states must meet, too.

State Farm Steer Clear Discount Requirements

• Be under 25 years old (in most states)
• Have fewer than three years of driving experience
• Have a valid driver's license or learner’s permit
• Have no at-fault accidents or tickets in the past three years
• Take 10 practice driving trips, totaling at least five hours

How To Get The State Farm Steer Clear Discount

1. Contact State Farm to make sure a driver on your auto insurance policy meets the eligibility requirements.
2. Download the Steer Clear app for iOS or Android (text STEER to 78836 to receive a link). You don’t need a mobile device to participate, however, as State Farm offers the training modules on its website.
3. Use the Steer Clear app or State Farm website to complete the five training courses, which cover topics like distracted driving and special driving situations. This includes watching videos and taking quizzes about safe driving.
4. Log your driving hours over the course of at least 10 practice trips, which must include at least five hours of driving time, using the Steer Clear mobile app or the trip log sheet provided by State Farm. If you use the Steer Clear app, it will track your driving habits, such as your speed, turning times, braking, and other maneuvers. It will then give you a score and feedback after each trip.
5. Sign the Statement of Qualification, which asserts that eligible drivers have completed the initial requirements for the Steer Clear Safe Driver Discount and that they understand they will lose the discount if they are involved in an at-fault accident or get a moving violation.
6. Finish all the program requirements within six months. If you complete the program using the app, you will receive a certificate of completion through the app, which you should send to State Farm, along with your digital trip log and Statement of Qualification. If you don’t use the app to complete the program, send your trip log and Statement of Qualification to your local State Farm agent.
7. Confirm the State Farm Steer Clear discount is being applied to your premium by checking your bill or contacting a State Farm representative.

If you continue to meet your state’s eligibility requirements, you’ll continue to get your Steer Clear Safe Driver Discount. The discount is generally available only to drivers younger than 25 years old, but older drivers who have fewer than three years of active driving experience can qualify in some states. For more information, check out WalletHub's guide on State Farm discounts.

Yes, State Farm insurance rates are competitive, as the company is one of the 10 cheapest auto insurers nationally, according to WalletHub analysis. State Farm car insurance customers pay an average of $718 per year for coverage. State Farm’s car insurance rates are based on your driving record and experience, along with factors like the type of car you drive, your ZIP code, your insurance history, and more. Your coverage and deductible choices also impact your final quote, as does your eligibility for discounts.... read full answer

State Farm Car Insurance Rates vs. Popular Competitors

Note: Rates are an approximation based on a 45-year-old driver in California. Actual rates will vary. For more information, check out the methodology section of our State Farm car insurance review.

Other Factors That Make State Farm Insurance Competitive

• State Farm offers 16 auto insurance discounts.
• State Farm offers 27 different types of insurance.
• State Farm customer service representatives are available 24/7.

To learn more, read WalletHub’s complete review of State Farm.