Yes, State Farm does have SR-22 insurance. State Farm’s SR-22 insurance is for drivers who have been convicted of DUI/DWI, had their license suspended, or otherwise need a certificate of financial responsibility to present to their state’s department of motor vehicles. An SR-22 certificate verifies that a high-risk driver has purchased the state’s minimum insurance coverage.
With that being said, State Farm could potentially decline to renew your policy or grant you one as a new customer if you’re required to carry SR-22 insurance. It ultimately depends on the specifics of your driving history and other factors, like your marital status, age and where you live.
State Farm Offers SR-22 Insurance For:
- Drivers with a suspended/revoked license
- Drivers convicted of DUI/DWI
- Drivers with multiple traffic offenses in a short length of time
- Drivers who fail to maintain their state’s auto insurance requirements
Given its high-risk nature, State Farm’s SR-22 insurance may be more expensive than your existing premiums. State Farm and other insurance providers also typically charge fees, which vary by state, to file the SR-22 paperwork for you. You may be required to maintain your SR-22 certificate for as long as three to five years, depending on your state. Once you have satisfied your state’s SR-22 obligations, you must contact State Farm to make changes to your policy.
If you want more information about SR-22 insurance from State Farm and other insurance companies, check out WalletHub’s SR-22 guide.
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