Lilah Butler, Car Insurance Writer
State Farm uninsured motorist insurance covers the policyholder after an accident caused by an uninsured driver. Depending on the policy details, State Farm uninsured motorist insurance can include bodily injury and property damage coverage for accidents with uninsured drivers. It may also cover damage after a crash caused by an underinsured motorist, which is a driver whose policy limits are not high enough to pay for all accident-related expenses.
Uninsured motorist (UM) insurance from State Farm varies depending on the state. Some form of UM coverage is required in 22 states and the District of Columbia, and it's available in many others. Uninsured motorist bodily injury coverage (UMBI) is required more often than uninsured motorist property damage coverage (UMPD), since UMPD overlaps with collision insurance.
To see if your State Farm policy includes uninsured motorist coverage, you can check your policy details or call customer service at 1-800-782-8332.
To learn more, check out WalletHub's guide to uninsured motorist coverage, as well as our complete review of State Farm.
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