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Yes, State Farm will pay for windshield replacement or repair services for customers who have comprehensive coverage, though a deductible will apply unless state laws or policy details say otherwise. Comprehensive insurance from State Farm covers windshields damaged by weather, vandalism and theft, among other things.
How State Farm Windshield Replacement Works Depending on State
In some states, specific laws govern whether customers will need to pay their deductible for windshield repairs or replacement. For instance, in Florida, Kentucky, and South Carolina, insurers cannot charge a deductible for windshield repairs or replacement. Additionally, insurance companies in Arizona, Connecticut, Massachusetts, Minnesota and New York must offer a "full glass coverage" policy that allows customers to choose a $0 deductible for glass repairs.
On the other hand, if the windshield was damaged in an accident and the policyholder was at-fault, State Farm customers can file a collision claim, though their exact policy details will determine if they need to pay a collision deductible. And if the policyholder was not at-fault, the at-fault driver’s liability insurance should cover the damage without a deductible.
If you’re not sure whether you will need to pay a deductible for windshield replacement, you can check your policy details or call State Farm’s customer service line at 1 (800) 782-8332. To file a claim for windshield repair or replacement, you can use State Farm’s online portal.
People also ask
How much does it cost to replace a windshield without insurance?
It costs $100 to $400 to replace a windshield without car insurance. The exact amount you will have to pay to replace your windshield will vary based on a number of factors including the year, make, model, and trim of your car.
Replacing the windshield of a new, luxury vehicle loaded with features could cost twice as much as replacing the glass of an older, economy car. The type of glass used is another...
read full answerDoes State Farm have glass coverage?
Yes, State Farm has glass coverage for customers with a comprehensive auto insurance policy. Glass and windshield repairs and replacements are covered through LYNX Services, State Farm’s third-party glass program administrator.
State Farm glass coverage repairs small breaks, such as bullseye, half-moon and star breaks, in the “non-acute area” of glass (not directly in front of the driver’s seat) – typically within 48 hours of a claim being filed. A mobile glass service technician can...
read full answerShould I use insurance to replace my windshield?
Yes, you should use insurance to repair or replace your windshield if it would cost more than your deductible to pay out of pocket for the work. If the deductible exceeds the repair or replacement cost, the insurer will not cover any of it and filing a claim would be pointless. A glass repair claim may cause your premium to increase slightly because of the cost to your insurer. But even if your rate does...
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