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Yes, The General has a grace period for new cars, though customer service would not specify an exact timeframe since it varies by state. The General’s new car grace period is the time that a customer has to officially add a new car to their insurance policy and purchase any additional coverage that they may need. During that grace period, the new car will automatically be covered by the existing policy.
Keep in mind that your new car will only be covered by the types of coverage you already have. For example, if you have a liability-only policy and cause an accident, your insurance won’t cover any damage to your vehicle. It’s also important to note that the The General’s new car grace period only applies to existing customers. Drivers without an active insurance policy must purchase coverage for the vehicle as soon as they buy it in order to avoid driving uninsured.
If you’re currently a customer with The General, you can add a new car to your policy by going online or by calling 1 (866) 519-7422. After you add the vehicle, you should expect your rate to go up, though the amount depends on the type of car that you purchase. Also, if you’re insuring your new car while keeping the old one, The General offers a multi-vehicle discount that can help keep your rate manageable.
If you’re a new customer buying a policy from The General, you will need to provide the company with the vehicle identification number (VIN) and your personal information, including your driver’s license number and SSN. You cannot drive a new car off the lot without insurance, so you will need to have your policy set up on the same day that you buy the vehicle.
People also ask
Does The General have a grace period for payments?
Yes, The General has a grace period of 10-20 days for payments, with specific timeframes varying by state law. During the grace period, policyholders can pay their past-due premium in order to avoid a lapse in coverage. If the grace period ends without the necessary payment being made, The General will cancel the policy. Even if the policyholder pays the balance within the grace period, The General will still charge them a up to $10.
... read full answerHow long do you have to get insurance on a new car?
You may have anywhere from 2 to 30 days to tell your insurance company that you bought a new car if you are already insured, depending on financing and coverage details. If you don’t have car insurance already, you’ll need to get a new policy before you can legally drive your new car. Most car dealerships require proof of insurance to drive off the lot, so you’ll have to do some planning.
Either way, it’s wise...
read full answerDo you need insurance to buy a car?
No, you do not need insurance to buy a car, but you will need insurance to drive the car home. Most dealerships require proof of insurance before allowing you to leave with a car, since almost every state requires drivers to have car insurance coverage whenever they are behind the wheel.
If you currently have a car insurance policy, most insurers will cover a new car up to your existing policy limits for 7-30 days. However, state...
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