Does The Hartford have a dash cam discount?

You can get a LoJack insurance discount in most states by telling your insurer that you have LoJack and asking for an anti-theft device discount. LoJack discounts usually range from 5% to 25% off your comprehensive coverage, varying by state and company.

LoJack is a technology that emits a certain radio frequency when activated by law enforcement, which helps police recover your car if it’s stolen. As a result, having LoJack can qualify you for an anti-theft discount because your insurer is less likely to have to pay for a stolen car.... read full answer

Major Companies with Anti-Theft Discounts

• State Farm
• Geico
• USAA
• Liberty Mutual
• Farmers
• Nationwide

While these companies advertise anti-theft discounts on their websites, they do not specify a particular type of anti-theft device needed to qualify. However, LoJack is likely to count. For example, New Jersey requires all insurers to provide discounts to drivers whose cars have certain anti-theft devices, and the state specifically includes vehicle recovery systems that communicate with the police on the list of eligible devices.

In the past, Progressive has offered specific LoJack discounts and even rebate programs, which refund the customer for a portion of the cost of installing LoJack. So if you’re thinking about getting LoJack and have Progressive, it’s worth keeping an eye out for special incentives.

Regardless of the insurance savings, LoJack can be a smart purchase, especially if you live in a high-risk area or your car is particularly attractive to thieves.

You can get a passive restraint discount for car insurance by having safety devices in your car, such as airbags or automatic seatbelts, that are automatically activated in a collision. Four of the 10 largest insurance companies offer a passive restraint discount, and qualifications are typically the same between insurers. Exact discount amounts may vary by company and state, however. For example, State Farm's passive restraint discount can help you save up to 40% on your medical payments coverage.... read full answer

Insurers That Offer a Passive Restraint Discount

• State Farm
• Geico
• Farmers
• American Family

To learn more, check out WalletHub’s guide to car insurance discounts.

You can get a good student discount from The Hartford if you have at least a B average or a 3.0 GPA. Student drivers can save as long as they are 16-25 years old and a full time high school or college student. Students can also qualify by being ranked in the top 20% of their class or if they are included in the Dean's List, Honor Roll, or another school list designating scholastic achievement.... read full answer

Young drivers are usually quite expensive to insure since they lack driving experience. However, The Hartford offers a good student discount because having good grades shows the insurer that you are responsible off the road, meaning you’re more likely to be responsible in the driver’s seat as well.

The Hartford good student discounts vary by state, but it’s always worth the effort of checking if they are available in your location.