You can get a good student discount from The Hartford if you have at least a B average or a 3.0 GPA. Student drivers can save as long as they are 16-25 years old and a full time high school or college student. Students can also qualify by being ranked in the top 20% of their class or if they are included in the Dean's List, Honor Roll, or another school list designating scholastic achievement.
Young drivers are usually quite expensive to insure since they lack driving experience. However, The Hartford offers a good student discount because having good grades shows the insurer that you are responsible off the road, meaning you’re more likely to be responsible in the driver’s seat as well.
The Hartford good student discounts vary by state, but it’s always worth the effort of checking if they are available in your location.
Yes, National General has glass coverage for customers with comprehensive insurance. National General customers can file a glass claim under their comprehensive coverage if their windshield was damaged due to something besides an accident, such as an animal, a weather event, or vandalism. If the windshield was damaged in a crash, drivers can file a claim with their … read full answercollision insurance if they were at fault or with the at-fault driver’s liability coverage.
Fixing a cracked or chipped windshield is important for safety reasons, since damaged windshields can obstruct a driver’s vision and weaken the car’s frame. If the damage is minor, you might be able to have your windshield repaired rather than replaced. Repairs are usually inexpensive, costing around $50-$150 for most cars, and they often take around 30 minutes. If the cost of repairs is less than your deductible, your insurance company won’t pay for any of it.
In addition to National General’s own rules on windshield repairs, several states have specific laws about car insurance deductibles for windshield repairs and replacement.
State Laws on Windshield Repairs
Florida, Kentucky, and South Carolina require companies to waive the deductible for both windshield repair and replacement.
Kentucky and South Carolina require companies to waive the deductible for all auto glass that you can see out of, not just the windshield.
Arizona, Connecticut, Massachusetts, Minnesota, and New York require insurers to offer customers the option of a $0 glass deductible plan. This option is often referred to as full glass coverage.
If you don’t live in one of these states, you will likely have to pay your comprehensive deductible in order for your windshield to be repaired or replaced. You can check with National General if you’re unclear about your policy details or your state’s laws. For more information, check out WalletHub’s guides to comprehensive and windshield insurance.
College students can get car insurance discounts for having good grades or for going to college far away from the car they drive. College students can also qualify for general car insurance discounts, such as driver's education and good driver discounts. Since most college students are young drivers, car insurance companies consider them … read full answerhigh-risk and usually charge them higher premiums, making discounts all the more important.
To qualify for a good student discount, drivers usually need to be under 25 years old and unmarried, with a B average or better. Additionally, distant student discounts are designed for students who do not have a car with them at college and who attend school more than 100 miles away from home. You can see which major car insurance companies have these student discounts below.
Car Insurance Discounts for College Students by Company
Most college students can save money on car insurance by staying on a family policy. However, if your permanent residence is different from your parents’ and you drive full-time, you will likely need your own policy. It also might be cheaper to buy your own policy if you go to school in an area with lower car insurance rates or if one of your family members has a poor driving record that increases premium costs.
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