Yes, The Hartford has a grace period of up to 30 days for payments, with specific timeframes varying by state law. During The Hartford's grace period, policyholders can pay their past-due premium in order to avoid a lapse in coverage.
If the grace period ends without the necessary payment being made, The Hartford will cancel the policy. Even if the policyholder pays the balance within the grace period, Hartford will still charge them a late fee, though the exact amount depends on the policy and the state.
If you miss a car insurance payment, The Hartford will usually send you a notice of cancellation that includes the final date that they will accept payment before your coverage lapses. Since almost every state requires you to have car insurance, a lapse in coverage could lead to serious consequences, including fines and even a license suspension if you’re caught driving. Additionally, going without insurance designates you as a high-risk driver and can make car insurance more expensive in the future, so it’s important that you pay your car insurance premium prior to the final cancellation date.
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