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The Hartford rental reimbursement pays for the cost of a rental car after the policyholder’s vehicle is damaged by a covered cause, such as an accident. Rental car reimbursement insurance from The Hartford usually costs less than $10 per month, and drivers can purchase a limit of up to $50 per day and up to $1,500 per claim. This coverage does not apply to rental vehicles used while the car is undergoing routine maintenance, and drivers typically need collision and comprehensive coverage to be eligible.
Here’s how The Hartford rental reimbursement works:
- You add rental reimbursement coverage to a car insurance policy from The Hartford that includes collision and comprehensive coverage.
- The rental reimbursement coverage kicks in when you file a collision or comprehensive claim.
- You will pay for the rental car initially, and The Hartford will reimburse you later.
In general, rental reimbursement coverage is worth it if you think you are likely going to be in a car accident and need a rental car within the next few years. If not, then you likely won’t get much from the coverage, even though it’s relatively cheap. To learn more, check out WalletHub’s guide to rental reimbursement insurance.
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