Yes, The Hartford offers SR-22 insurance to drivers who have been classified as “high-risk” by their state. The Hartford will file an SR-22 form with the state on a customer’s behalf as well as provide the insurance coverage necessary to meet the state’s SR-22 requirements.
In addition to a $15-$25 filing fee, drivers with an SR-22 pay 269% more for The Hartford’s car insurance than drivers with a clean record, on average. To get a quote for SR-22 insurance from The Hartford , you can call 888-413-8970.
To learn more, check out WalletHub’s guide to SR-22 insurance.
You need an SR-22 if a judge or your state department of motor vehicles has informed you that you do. An SR-22 form, also called a Certificate of Financial Responsibility, may be required if you are trying to reinstate or maintain your license after being convicted of certain driving violations. These include DUI/DWIs, reckless driving, driving without a license or insurance, or repeat offenses. You can only get an SR-22 form from your car insurance...
SR-22 insurance covers the cost of other people’s injuries and property damage after accidents that you cause, and it does not cover damage to your own vehicle. If the court or state tells you that you need SR-22 insurance certification, your minimum coverage requirements are still the same as for any other resident.
SR-22 is actually the name of the form the court or state requires from drivers convicted of certain violations, such as...
To get an SR-22 removed, a driver needs to contact their insurance company once they are no longer required to have the SR-22 on file with their state DMV. While each state has its own rules for how long drivers must maintain an SR-22, it can usually be removed after 3-5 years. Since individual drivers do not handle SR-22 forms themselves, the insurance company will take care of the cancellation.
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