Candace Baker, Car Insurance Writer
@candacebaker
Travelers car insurance costs an average of $893 per year ($74 per month) for a minimum-coverage policy, which is less than the national average of $720 per year. The exact cost of auto insurance with Travelers depends on factors such as a driver's history on the road, age, state, and coverage limits. For example, full coverage insurance from Travelers costs an average of $3,518 per year.
Average Cost of Travelers Car Insurance by Category
Category | Average Premium |
Minimum Coverage | $893 per year |
Full Coverage | $3,518 per year |
Young Driver | $1,249 per year |
Senior Driver | $628 per year |
Note: Premiums are based on drivers in California, as it is the most populous state and has average rates compared to the rest of the country. Young drivers are 16-20 years old, and senior drivers are 55-65 years old. Actual rates will vary.
Travelers determines car insurance rates by considering the likelihood of the driver filing a claim in the future. Some drivers, like teens or drivers who recently caused an accident, are considered to be especially high-risk, so they're charged higher rates than the average policyholder. The good news is that Travelers offers several discounts that drivers can use to save on their rate, including a multi-vehicle and multi-policy discount.
To see how much a Travelers policy will cost you, you can go online or call (800) 842-5075. You can also learn more by checking out WalletHub's Travelers car insurance review.
People also ask
How can I lower my Travelers car insurance?
You can lower your Travelers car insurance costs by taking advantage of Travelers discounts, opting for a higher deductible, and reducing your coverage, among other things. Travelers considers a variety of factors when calculating your premium, though some – like your age and location – are out of your control. Fortunately, you can take steps to influence other factors in order to lower your rate.
How to Lower the Cost of Car Insurance from...
read full answerHow much does insurance go up after an accident with Travelers?
Travelers insurance rates go up by an average of 73% after an accident. Drivers who have Travelers accident forgiveness will not see their car insurance rates go up at all after their first accident in 3-5 years, however. Even if the accident can't be forgiven, it will only affect your insurance rate for 3-5 years, depending on your state.
The exact amount that premiums go up after an accident depends on a few factors, including who...
read full answerHow much does Travelers insurance go up after a speeding ticket?
Travelers car insurance premiums go up by an average of 54% after a speeding ticket, unless the driver has violation forgiveness. Travelers' violation forgiveness feature can be applied to one minor violation every 36 months , which prevents rates from going up after a single speeding ticket. In order to receive Travelers violation forgiveness, a driver must purchase a Responsible Driver Plan, which is offered to customers with good driving records.
For drivers without violation...
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