How do I file a complaint with Travelers?

To cancel Travelers insurance, the policyholder must call a representative at 1-800-842-5075, cancel by mail, or cancel in person. The cancellation can be arranged for a future date or set to take effect immediately. You will need your name, policy number, and the date you want your policy to end.

• Cancel by phone by calling 1-800-842-5075.
• Cancel by mail by writing a letter that includes your name, policy number, and the date you want your policy to end. Sign, date, and mail your letter to: Travelers / P.O. Box 5600 / Hartford, CT 06102.
• Cancel in person by visiting your local Travelers agent.

If you’ve already paid your premium for the policy period in full, Travelers will refund the unused portion. Travelers does not impose a cancellation fee or penalty for early termination.

It’s important to remember that you don’t need to cancel your policy just because you’re going through some life changes. For example, you should have Travelers update your mailing address or vehicle information if you’re moving or buying a new car.

If you’re canceling your current policy in order to switch to another company, be sure to activate your new policy before canceling the old one. This prevents a lapse in coverage, which would lead to higher premiums in the future.

Yes, Travelers insurance rates are competitive, as the company is one of the 10 cheapest insurers nationally, according to WalletHub data. Travelers car insurance costs an average of $691 annually, or $58 per month.

Travelers’ car insurance rates are based on your driving record and experience, along with factors like the type of car you drive, your ZIP code, your insurance history, and more. Your coverage and deductible choices also impact your final quote, as do your eligibility for discounts.… read full answer

Sample Travelers Car Insurance Rates

These sample quotes are representative of Travelers’ insurance prices, but individual results will vary. To learn more about how we obtained these sample quotes, check out the methodology section of our complete Travelers car insurance review.

To negotiate a settlement with an insurance claims adjuster:

1. Start by filing a claim and sending a completed proof-of-loss form to your insurer as soon as possible, if you haven’t already done so.
2. Wait to receive the insurance adjuster’s settlement offer (exact timeframes vary by state).
3. Make a counteroffer if you are not satisfied with the adjuster’s offer.… read full answer
4. Provide the adjuster with any evidence or documentation supporting your counteroffer.
5. Reach a final settlement and put it in writing.

The best way to make the negotiation process move smoothly is to document your property damage and medical expenses as much as possible. The more evidence you have, the better your chances are of having your claim settled. Generally, bodily injury claims are more complicated to settle than property damage claims.

You should also remember that insurance companies don’t always operate with your best interests in mind. So, don’t feel obligated to accept the first settlement offer that they make, especially if you know that you’re entitled to more.

If negotiations are unsuccessful, you can consider hiring an attorney to help you through the process. But if you think the insurer is acting in bad faith, then you should report them to your state’s regulator.