Does USAA charge a cancellation fee?

To cancel USAA insurance, the policyholder must request to cancel through their USAA account online, by mail, or by calling 1-800-531-8722 to speak with a representative. You will need to provide basic information about yourself, your USAA policy number, and the date you would like your policy to end. USAA may also ask for the details of your new car insurance policy to verify you won't be driving without insurance.

How to Cancel USAA Insurance Policies

• Cancel...

Yes, you can switch car insurance at any time. It’s usually easiest to switch car insurance companies at the time of your policy renewal, but if you do choose to switch mid-policy, your current insurer will typically refund you for any unused premiums minus any cancellation fees.

When switching insurers, it’s important to avoid any gaps in coverage. In other words, you should make sure that your new policy starts before you cancel your old one.

To learn more,...

You should switch your car insurance to a different company when you can find a cheaper rate for the same amount of coverage without sacrificing in terms of things like customer service. It’s actually best to compare quotes and consider switching insurance companies every 6-12 months in order to minimize costs. It’s also worth checking prices anytime you have a change in circumstance that will affect your rate, such as insuring a new car or...