Yes, USAA offers classic car insurance through a partnership with American Collectors Insurance for classics, exotics, muscle cars, kits and replicas, street rods and vintage motorcycles. Unlike a normal car insurance policy, USAA classic car coverage is designed for vehicles that do not lose value over time.
USAA classic car insurance uses an agreed value system, which means that the car will be valued at a specific amount when you buy the policy. The amount will be determined by appraisal documents and photos of the car that you provide.
USAA Classic Car Insurance Vehicle Requirements
- Classic and collector vehicles, including antique motorcycles, muscle cars, limited production new vehicles, antique tractors, and more
- Driven on a limited basis, for pleasure only (2,500, 5,000 or 7,500 miles)
- Not used for racing or timed events
- Stored in an enclosed, locked garage (alternate garaging options may be available)
Every company has slightly different eligibility rules for classic car insurance, so you can always check with another insurer if your vehicle does not qualify for a USAA policy. Requirements may also vary by state.
For more information about USAA classic car insurance or to get a quote, call (800) 531-8722.
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