Yes, USAA covers flat tires for customers who have roadside assistance coverage. Drivers who have USAA roadside assistance can call 800-531-8555 for help, and the company will pay for the cost of changing a flat tire. However, it’s important to note that USAA will not pay for the tire itself, so drivers need to have a spare or pay out of pocket for a replacement tire.
USAA roadside assistance is an optional policy add-on, meaning that the coverage is not automatically included. But roadside assistance coverage is often worth buying, especially since it only costs an average of $20 per month from USAA. Besides flat tire changes, roadside assistance from USAA also covers towing, battery jump starts, gasoline delivery, and lockout services.
For more information about purchasing a roadside assistance plan, check out WalletHub’s guide to the best roadside assistance.
USAA roadside assistance will tow your car to the nearest repair facility, plus an additional 10 miles of towing. The specifics of USAA roadside assistance coverage may vary by state, so drivers should check their policy to learn more about limits and exclusions.
In general, roadside assistance from a car insurance company is less expensive than purchasing a motor club membership with the likes of Better World Club or AAA. Coverage might be more limited, though. To see how USAA roadside assistance compares to the competition, check out the table below.… read full answer
USAA Roadside Assistance Compared to Popular Competitors
15 miles or the nearest qualified repair shop (basic plan)
100 miles (premier plan)
In addition to towing, USAA roadside assistance includes flat tire changes, battery jump starts, gasoline delivery, and lockout services. To add USAA roadside assistance to your policy, log into your online account or call USAA customer service.
Roadside assistance costs $8 to $125 annually from a car insurance company and $38 to $171 annually from a motor club such as AAA, Allstate Motor Club, or Better World Club. Some new cars also come with free roadside assistance through the manufacturer, often for 3-5 years or up to 50,000 miles. Roadside assistance generally covers towing, fuel delivery, tire changes, and jumpstarts for stranded drivers.… read full answer
$35.88 per enrolled phone line (phone must be physically present at scene)
In general, there are a few basic options for purchasing roadside assistance. Customers can choose between adding roadside assistance to their car insurance policy, buying roadside assistance through their cell phone provider, or purchasing a motor club membership. Auto club memberships are usually the most expensive option, but they often provide the most coverage.
The alternative is to pay out of pocket for any roadside assistance needs as they arise rather than purchasing a subscription service. That can be stressful and more expensive in the long run, though.
For more information on the prices of different plans, check out WalletHub’s complete guide to the best roadside assistance.
Yes, USAA does offer free towing for customers who have the company’s roadside assistance coverage. USAA roadside assistance is provided by Agero, generally costs $20 per year and includes towing services to the nearest repair facility. USAA customers can request roadside assistance online, or they can call 800-531-8555.
While USAA’s roadside assistance covers towing and other services, it doesn’t cover the cost of repair parts, replacement keys, or major fixes due to things like engine failure or structural damage. You should also be aware that USAA's towing services do not apply if you need winching (extrication from mud, snow, ice), and you can't get services at an off-road location (only on or near public roads).
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