USAA does not offer a pay-in-full discount. Some insurers, such as Progressive and Allstate, allow customers to pay less for coverage if they pay the entire cost of their policy in-full up front. But unfortunately, USAA does not.
Even though USAA doesn’t let you save by paying your entire premium up front, you can still take advantage of other discounts. For example, USAA has a multi vehicle discount for drivers who cover two or more vehicles on their policy.
Yes, USAA offers discounts on rental cars from Enterprise, Avis, Budget and Hertz Car Rental. The exact amount of a USAA rental car discount depends on factors such as the type of car and the length of the rental period, but USAA customers can save up to 25%. In order to get a discount, you will need to provide the rental car company with your USAA policy number.… read full answer
USAA Rental Car Discounts
USAA Customer Discount
up to 5%
up to 25%
up to 25%
up to 25%
Can I Use USAA’s Insurance for My Rental Car?
If you have liability, comprehensive, or collision coverage on your USAA policy, they will transfer to your rental car. Your rental car will have the same coverage limits as your personal car. As long as the car you’re renting is of similar value to your own, you can probably skip the rental company’s coverage. You’ll also want to pass on rental insurance at the counter if you plan to use a credit card as secondary coverage.
USAA does not advertise a marriage discount, though married drivers do pay less for USAA car insurance than single drivers, on average. For example, a 45-year-old married driver with a good record on the road pays an average of 10% less for USAA coverage than the same driver without a husband or wife. Married people also typically qualify for more USAA discounts, like the multi-vehicle and multi-policy discounts.… read full answer
Married couples tend to be more careful on the road and get into fewer accidents, which translates into lower USAA rates. But there are some exceptions, and sometimes a shared policy can be more expensive. If your spouse has a poor driving record or is considered a high-risk driver for another reason, you could pay more for your USAA policy.
To get a USAA quote, you can go online or call 800-531-8722.
Yes, USAA offers a defensive driving course discount for drivers who have completed a defensive driving course and meet their state's eligibility requirements. By voluntarily taking an approved defensive driving course, USAA car insurance customers in eligible states can get a discount, though the exact amount varies between each state. Once the … read full answerdiscount expires, drivers can renew it by taking another course.
Defensive driving courses improve your driving skills by teaching you how to handle difficult situations on the road. For example, common traffic school topics include DUI/DWI laws, the consequences of different moving violations, and how to share the road. Specific details vary between states and classes, but online defensive driving courses typically cost up to $40 and take 4-12 hours to complete.
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