Delaney Simchuk, Car Insurance Writer
Kansas requires drivers to carry bodily injury liability insurance and property damage liability insurance to pay for others’ medical expenses and repairs to others’ property resulting from an accident the driver was at fault for. Drivers in Kansas are also required to carry uninsured motorist coverage and personal injury protection (PIP) insurance.
UM replaces the liability coverage an at-fault driver should’ve had and pays for your costs up to your policy limits. PIP pays for medical expenses for you and your passengers after a car accident, regardless of fault.
Types of Car Insurance Required in Kansas
- Bodily injury liability (BI)
- Property damage liability (PD)
- Uninsured motorist (UM)
- Personal injury protection (PIP)
If your vehicle is financed, you may need to have additional types of car insurance that are not required by Kansas law. For instance, many lenders and lessors require consumers to carry collision insurance, comprehensive insurance, and gap insurance.
To learn more, check out WalletHub’s guide to minimum coverage requirements by state.
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