Leif Olson, Car Insurance Writer
@leif_olson_1
Allstate full coverage auto insurance covers liability claims, collision damage regardless of fault, and non-accident damage from things like animals and severe weather. Full coverage always includes liability insurance, collision insurance, and comprehensive insurance.
The definition of full coverage changes depending on the minimum requirements of your state. In some states, Allstate full coverage may also include uninsured/underinsured motorist coverage (UM/UIM), personal injury protection (PIP), and/or medical payments coverage (MedPay).
On average, Allstate full coverage insurance costs $2,438 per year, compared to the national average cost for full coverage of $2,117 per year.
Allstate Full Coverage vs. Other Types of Insurance
Insurance Type | Where It's Required | What It Covers |
Liability components are required in all states except Virginia and New Hampshire | Collision damage regardless of who is at fault for the accident Non-collision damage from animals, extreme weather, vandalism, and theft Liability for other people's injuries and property damage caused by the policyholder | |
| UM is required in 20 states and DC UIM is required in 14 states | Property damage or injuries to the policyholder caused by an at-fault driver without insurance or with too little insurance | |
PIP is required in 12 states | Injuries and other expenses like lost wages, regardless of fault | |
MedPay is required in Maine and New Hampshire | Injuries to the policyholder after an accident, regardless of fault |
To learn more about Allstate's coverage options, check out WalletHub's full review of Allstate.
People also ask
Does Allstate offer full coverage insurance?
Yes, Allstate offers full coverage car insurance. Full coverage from Allstate typically includes at least a state's minimum required car insurance coverage along with collision and comprehensive insurance to protect the policyholder's vehicle.
Full coverage car insurance from Allstate costs $3,666 per year, on average, and is more expensive than a liability-only policy since it provides more coverage.
Cost of Allstate Full Coverage by Driver's Age
Driver | Annual Cost |
16-year-old | $6,527 per year |
22-year-old | $3,358 per year |
45-year-old | $2,438 per year |
65-year-old | ... |
How much is full coverage insurance?
Full coverage insurance costs $1,997 per year or $166 per month, on average. Full coverage car insurance is more expensive than the legal minimum auto insurance coverage because full coverage usually includes collision and comprehensive insurance as well as the minimum coverage required by a state.
The cost of full coverage car insurance varies based on the state, the driver’s chosen coverage limits, the driver’s risk factors, and the vehicle’s value. Additionally, comprehensive and...
read full answerWhat is full coverage insurance?
Full coverage insurance is an insurance policy that protects your vehicle from accident-related and non-accident-related damage, ensuring you are covered regardless of fault. Full coverage insurance often consists of collision insurance, comprehensive insurance, and at least the minimum coverage required by state law.
“Full coverage” is a term that is more commonly used by consumers than actual car insurance companies. Because of this, there are some varying definitions.
Common Definitions for Full Coverage
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