What does Allstate roadside assistance cover?

Allstate roadside assistance costs about $79 annually for the advantage plan and $149 per year for the elite plan. Allstate roadside assistance is an optional endorsement that customers can add to their car insurance policy and use when they need emergency towing, fuel delivery, and more. Exact prices may vary depending on the state and the covered vehicles.… read full answer

Allstate Roadside Assistance Includes:

• Towing up to $150 (up to $250 for elite members)
• Jump Starts
• Fuel Delivery
• Lockout Service
• Tire Changes
• Trip interruption

Allstate roadside assistance is meant to help drivers in need of immediate rescue, but it usually does not pay for the underlying problem, such as engine repairs or a battery that needs replacing. Additionally, Allstate roadside assistance only covers three rescues per year for Advantage subscribers and five rescues per year for Elite subscribers.

Purchasing roadside assistance from your car insurance company is usually less expensive than a motor club membership from a company such as AAA. However, it might not provide as much coverage. For more information about choosing between roadside assistance options, check out WalletHub’s guide to the best roadside assistance.

Allstate does not have a roadside assistance towing miles limit. Instead, customers with Allstate’s standard (or "Advance") roadside assistance plan get up to $150 in roadside assistance services as many as three times per year, and customers with the “Elite” plan get up to $250 in roadside assistance as many as five times per year. Specific roadside assistance coverage may vary by state, so drivers should check their Allstate policy to learn exact limits and exclusions.… read full answer

In general, roadside assistance from a car insurance company is less expensive than purchasing a motor club membership with the likes of Better World Club or AAA. Coverage might be more limited, though. To see how Allstate roadside assistance compares to the competition, check out the table below.

Allstate Roadside Assistance Compared to Popular Competitors

In addition to towing, Allstate roadside assistance includes jump starts, fuel delivery, lockout services and tire changes. To add Allstate roadside assistance to your policy, log into your online account or call Allstate customer service.

Yes, Allstate Motor Club is worth it if you want 24/7 roadside assistance anywhere in the U.S., and you anticipate using at least $89 in roadside assistance services in a year. Allstate Motor Club has two plans: Roadside Advantage, which costs $89 for the first year, and Roadside Elite, which costs $164 for the first year.… read full answer

The cost to renew your membership is $105 per year for the Roadside Advantage plan and $179 per year for the Roadside Elite plan. Allstate Motor Club memberships can be purchased even if you don’t have an active insurance policy with Allstate.

Why Allstate Motor Club Is Worth It

• 24/7 roadside assistance services, including towing, jump starts, lockouts, tire changes, reimbursement for repairs to tires and wheels, and fuel delivery. Keep in mind that neither membership covers the cost of fuel or any parts.
• Members can add a second household member for free, though any additional members will add $24 to your yearly membership fee.
• Up to seven service calls per year for families with the Roadside Elite plan. With the Roadside Advantage plan, you get up to five calls per year depending on how many people you add to your plan.
• Covers any car a member drives, including cars they borrow or rent.
• Access to trip planning tools and services, plus savings on travel, health and beauty supplies, entertainment, and more.
• Members still have access to Allstate roadside assistance on a pay-per-use basis after exhausting their free service calls for a year.

Allstate’s Motor Club memberships also provide discounts on oil changes, auto parts, flights, and more. The Roadside Elite plan even includes motorcycle and RV coverage.

Bottom Line

The bottom line is that if you break down on the side of the road or wake up to a flat tire at home, you’ll find that an Allstate Motor Club membership is worth having.

Some notable competitors to Allstate Motor Club are AAA, National Motor Club, and Good Sam Roadside Assistance, but Allstate Motor Club stands out because of its multiple coverage options and its availability to customers on a pay-per-use basis.

To learn more about your Allstate Motor Club options, call 1-800-998-8697.