What is not covered by CarShield?

Question

CarShield pays for repairs to the mechanical parts of your vehicle. Most CarShield protection plans will cover engines, transmissions, drive axles, water pumps, and transfer cases (a metal casing that delivers power in four-wheel-drive). Some CarShield plans also cover things like a car’s air conditioning, steering, suspension and starter.

CarShield is a good option if you are looking for cheap, short-term extended warranty coverage because it offers prices as low as $99 per month rather than charging a large upfront fee.... read full answer

Repairs Covered by CarShield Plans

Type of Repair	Aluminum Plan	Silver Plan	Gold Plan	Platinum Plan
AC	Yes	No	Yes	Yes
Alternator	Yes	No	Yes	Yes
Brakes	Yes	No	No	Yes
Drive axle	No	Yes	Yes	Yes
Electrical	Yes	No	No	Yes
Engine	No	Yes	Yes	Yes
Factory audio	Yes	No	No	Yes
Fuel delivery	Yes	No	Yes	Yes
Fuel injector	No	No	Yes	Yes
Fuel pump	No	No	Yes	Yes
GPS/Navi	Yes	No	No	Yes
Instrument cluster	Yes	No	No	Yes
Power windows	Yes	No	Yes	Yes
Radiator	Yes	No	Yes	Yes
Starter	Yes	No	Yes	Yes
Steering	Yes	No	No	Yes
Suspension	Yes	No	No	Yes
Transfer Case	No	Yes	Yes	Yes
Transmission	No	Yes	Yes	Yes
Water pump	Yes	Yes	Yes	Yes
Wiring harness	Yes	No	No	No

CarShield also offers a plan for motorcycles and ATVs, which covers general mechanical parts like brakes and drive axles.

To learn more about how CarShield compares with its competitors, check out WalletHub’s picks for the best extended car warranties.

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Answer 1 · 2022-11-30 14:13:07

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Catherine C Ford, Writer

@catherine_ford_1 • 11/30/22 This answer was first published on 11/30/22. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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CarShield does not cover pre-existing issues, repairs or replacement parts not included in your contract, unauthorized repairs and more. For example, some parts that are commonly excluded from coverage under CarShield plans include brake pads, shocks and struts, rubber hoses, and serpentine belts. The complete list of what is excluded will be outlined in your policy when you purchase a CarShield plan.

What CarShield Does Not Cover

Repairs for issues that existed before you purchased a CarShield plan
Any repairs that CarShield did not authorize, unless for an emergency
Parts or repairs not included in your policy
Airbag and seat belt failure
The deductible listed in your CarShield contract
Cleaning, adjustments, refitting, realigning, or programming that is not required for covered repairs
Breakdowns or maintenance as a result of a collision or other external causes like fires, extreme weather, animals, or explosions
Breakdowns that are caused by things like engine sludge, corrosion, cracked rubber, dry-rot, road chemicals, lack of fuels, or use of a fuel grade that is not recommended by your vehicle’s manufacturer

To learn more, check out WalletHub’s review of CarShield.

What is not covered by CarShield?

Catherine C Ford, Writer

What CarShield Does Not Cover

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