Delaney Simchuk, Car Insurance Writer
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Uninsured motorist insurance in Arizona covers your medical expenses after an accident caused by a driver who does not have car insurance. Uninsured motorist coverage is only applicable if you are not at fault and will only pay up to your policy’s limits.
Arizona does not require uninsured motorist coverage (UM), but it can still be a useful type of coverage to have. If you do not have personal injury protection or MedPay to cover your own medical costs, uninsured motorist coverage can help keep your finances safe if you’re hit by an uninsured driver.
What Uninsured Motorist Insurance Covers in Arizona
- Medical expenses for you and your passengers
- Loss of income
- Funeral expenses
To learn more, check out WalletHub’s guide to uninsured motorist coverage.
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