Delaney Simchuk, Car Insurance Writer
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Uninsured motorist insurance in New York covers your medical expenses after an accident caused by a driver who does not have car insurance. Uninsured motorist coverage is only applicable if you are not at fault and will only pay up to your policy’s limits.
What Uninsured Motorist Insurance Covers in New York
- Medical expenses for you and your passengers
- Loss of income
- Funeral expenses
In New York, you are required to have at least $25,000 in uninsured motorist bodily injury coverage (UMBI) per person ($50,000 per accident).
To learn more, check out WalletHub’s guide to uninsured motorist coverage.
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