What insurance companies give discounts for defensive driving? This question is about Car Insurance Discounts

Among the insurance companies that offer discounts for defensive driving are State Farm, Geico, and Farmers, although most insurance companies will opt to incentivize their policyholders with discounts for taking defensive driving courses. These courses will help drivers get a refresher on driving laws, improve their behavior while driving, and sometimes even help remove points or violations from their driving records. Popular Companies Offering Defensive Driving Discounts: Company Discount Amount Eligibility requirements State Farm up to 15% Drivers must meet state requirements. Geico between 5%-20% Drivers who complete a course and meet state requirements. USAA varies by state Drivers who complete a course and meet state requirements. Farmers up to 15% Drivers 55 and older who complete a driver's ed course. Nationwide up to 5% Drivers 55 and older who complete a driver's ed course. American Family varies by state Drivers 55 and older who complete a driver's ed course. Travelers up to 8% Drivers who complete a driver's ed course. AAA up to 5% Drivers who complete a driver's ed course. MetLife up to 7% Drivers who complete a driver's ed course. Safeco varies by state Drivers who take an approved accident prevention course. Other popular insurance companies such as Progressive, Allstate, or Liberty Mutual will only offer defensive driving discounts in states where they are required by state law to offer them. There are, of course, other companies that also offer their policyholders a defensive driving discount or a similar discount, so you should always ask your agent if you're interested in adding this discount to your policy.

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What insurance companies give discounts for defensive driving?

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This question is about Car Insurance Discounts

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Lilah Butler, Car Insurance Writer

@lilah_c • 07/01/21 This answer was first published on 07/01/21. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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Among the insurance companies that offer discounts for defensive driving are State Farm, Geico, and Farmers, although most insurance companies will opt to incentivize their policyholders with discounts for taking defensive driving courses. These courses will help drivers get a refresher on driving laws, improve their behavior while driving, and sometimes even help remove points or violations from their driving records.

Popular Companies Offering Defensive Driving Discounts:

Company	Discount Amount	Eligibility requirements
State Farm	up to 15%	Drivers must meet state requirements.
Geico	between 5%-20%	Drivers who complete a course and meet state requirements.
USAA	varies by state	Drivers who complete a course and meet state requirements.
Farmers	up to 15%	Drivers 55 and older who complete a driver's ed course.
Nationwide	up to 5%	Drivers 55 and older who complete a driver's ed course.
American Family	varies by state	Drivers 55 and older who complete a driver's ed course.
Travelers	up to 8%	Drivers who complete a driver's ed course.
AAA	up to 5%	Drivers who complete a driver's ed course.
MetLife	up to 7%	Drivers who complete a driver's ed course.
Safeco	varies by state	Drivers who take an approved accident prevention course.

Other popular insurance companies such as Progressive, Allstate, or Liberty Mutual will only offer defensive driving discounts in states where they are required by state law to offer them. There are, of course, other companies that also offer their policyholders a defensive driving discount or a similar discount, so you should always ask your agent if you're interested in adding this discount to your policy.

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How do I get a defensive driving discount for car insurance?

You can get a defensive driving discount for car insurance by completing an approved driver's education course. Seven of the 10 largest insurance companies offer a defensive driving discount, though exact requirements and discount amounts vary.

Defensive Driving Discounts by Car Insurance Company

Insurance Company	Eligibility	Discount Amount
State Farm	Drivers who meet their state's specific requirements	...

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Does Progressive offer a defensive driving course discount?

Progressive does not advertise a defensive driving discount on its website, but you may still be able to get one. Progressive may lower your rates by about 5% if you complete an approved defensive driving course and meet certain qualifications. You may need to be a certain age, have a clean driving record, take the course voluntarily (not by court order), or meet other state-specific criteria to be eligible. You’ll have to speak to a...

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Does USAA offer a defensive driving course discount?

Yes, USAA offers a defensive driving course discount for drivers who have completed a defensive driving course and meet their state's eligibility requirements. By voluntarily taking an approved defensive driving course, USAA car insurance customers in eligible states can get a discount, though the exact amount varies between each state. Once the discount expires, drivers can renew it by taking another course.

Defensive driving courses improve your driving skills by teaching you how to handle...

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