Leif Olson, Car Insurance Writer
@leif_olson_1
A car insurance card is proof of car insurance, and you typically need one when registering a vehicle or when you are pulled over by the police. Car insurance cards usually show your insurance policy number, effective policy dates, which cars are covered by your insurer, and the names of the policyholders.
Information Usually on a Car Insurance Card
| Type of Information | Definition |
| Policy Number | This is a unique code that acts as a reference point for an insurance company and attaches a specific policy to a policyholder. |
| Effective Date | This is the date the policy begins. |
| Expiration Date | This is the date the policy will end. If a policy is renewed, a new card may be issued with a new expiration date. |
| Vehicle Details | This includes the year, make, and model of the insured vehicle, in addition to the vehicle identification number (VIN). |
| Policyholder Details | This includes the names of the insured drivers covered by the policy. |
| NAIC Code | This is a code that identifies the insurance company. |
In every state except New Mexico, you can use electronic proof of insurance in lieu of a physical insurance card. You can usually find your digital proof of insurance on your account through your insurer’s website or through their mobile app.
To learn more, check out WalletHub’s guide to proof of car insurance.
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