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Geico mechanical breakdown insurance (MBI) covers repairs if your vehicle has major mechanical failures, breaks down, or needs replacement parts. Geico’s MBI is available for new or leased vehicles that are less than 15 months old or have less than 15,000 miles on them.
It’s important to note that Geico mechanical breakdown insurance will not pay for routine maintenance or wear and tear. You will also be required to pay a $250 deductible out of pocket when you file a claim before your MBI will pay for the rest, up to your policy’s limit.
What Geico Mechanical Breakdown Insurance Covers
- Engine
- Drive train
- Cooling system
- Suspension
- Electrical system
- Steering
- “Fair and reasonable” charges for parts and labor
What Geico Mechanical Breakdown Insurance Doesn’t Cover
- Tune-ups
- Suspension alignment
- Wheel balancing
- Filters
- Lubrication
- Coolant and fluids
- Spark plugs
- Brake pads and linings
- Brake shoes
- Tires
- All repairs caused by intentional damage, corrosion, misuse, or improper maintenance
You can call (800) 861-8380 to get a quote for Geico’s mechanical breakdown insurance. To learn more, check out WalletHub’s complete Geico insurance review and guide to mechanical breakdown insurance.
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